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Yonkers, New York Auto Insurance

Yonkers is the fourth largest city in the State of New York, where residents have an average commute of about a half hour, to and from work. Yonkers is close to New York City and benefits from population spillover from the big apple. However, the city is not as populated as its neighbor so it is a little easier to drive with minimum car insurance coverage in the area. New York State requires drivers to only carry liability, regardless of the type of car that they own.

Yonkers is an area where many families own more than one vehicle. It is the law that all autos, trucks and SUVs be insured. It is also true that the drivers of the second vehicles are usually teenagers or under the age of 25. This group draws the highest premium from insurers, primarily due to their inexperience behind the wheel. They are most likely to drink and drive, or text and drive. They sometimes exhibit bad judgment behind the wheel.

If your teen is going to drive, have them take a safety driving course first. Also, make sure that the car driven by your teen has safety and security equipment installed on it. Even a bar lock on the steering wheel will help lower the premium. And rather than having a different policy for each auto, group your vehicles onto one policy. Insurers will grant a discount on multi car and home policies.

Don't take the first offer that you run across. Do a comprehensive search on the internet using a reputable website. These websites will pull together a number of quotes for side by side comparison, allowing you to make the most informed and affordable decision for your household. The insurance industry is very competitive so don't be afraid to tell the insurers about your other quotes. Most insurers are more than willing to match or beat a competitor's offer. For you, it's a win-win situation.