Trenton, New York Auto Insurance

It may surprise you, but the top two vehicles prized by car thieves in Trenton New Jersey are the 1995 Honda Civic and the 1994 Honda Accord, in that order. In fact, all of the cars on the most stolen list would probably surprise you. Most people assume that car thieves only go after high end, high performance autos and trucks. However this is simply not the case. Smaller and older cars are favored for their parts. A chop shop can make lots of money selling the vehicle in pieces.

Most residents in Trenton carry liability insurance which is the law in New Jersey. Based on the newness of the auto, many also carry collision and comprehensive depending on how far they need to travel to and from work. The average commute for residents in Trenton is just under 25 minutes.

Trenton auto thefts number just under 500 per year, and that's not bad when you compare it to larger New Jersey cities like Newark, where car thefts total in the thousands per year. Truck and car insurance rates are high in Trenton, but only because it is located in New Jersey which has some of the highest rates in America, when it comes to insuring your vehicle.

Since Trenton is an urban area, insurers are concerned not only with how much driving you do, but when, because the number of drivers on the road, do make a difference. Accidents and collisions in this area happen a t speeds under 25 milers per hour, pointing to the fact that the roadways are sometimes crowded.

Some of the things you can do to reduce your premium include driving a medium sized standard four door auto, rather than a flashy model car. Protect your driving record, the fewer claims you have, the better off you'll be. Make sure that your auto is equipped with safety and security equipment. Also be sure to ask your potential insurers about the kinds of discounts that they offer to drivers.