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South Bend, Indiana Car Insurance

South Bend, Indiana, is probably best known as the home of the University of Notre Dame, but is also the fourth largest city in Indiana. Like many Midwestern cities and most of the biggest cities in Indiana, it was once a major manufacturing center, but is today part and parcel of the Rust Belt as is illustrated by the ruins of old factories that surround the city. Today the University of Notre Dame is the largest single employer in St. Joseph County. Although efforts at revitalizing the city have been proposed, the current recession has largely prevented most of these efforts from getting off the ground.

South Bend had 3,009 reported traffic accidents in 2008, killing two people and injuring another 804. Out of these accidents, 175 were related to people driving under the influence of alcohol and 331 were related to people driving too fast. The two worst intersections in the city were at Edison Road and Grape Road and at Edison Lakes Parkway and Main Street, the scene of twenty-two and twenty-one accidents respectively. South Bend's percentage of people involved in crashes that were wearing their safety belts was 90.3 percent, a bit below Indianapolis and South Bend, but above Fort Wayne.

Although South Bend is one of Indiana's bigger cities, the city itself is not so large as to justify dramatically higher car insurance rates. However, the fact that South bend has largely become a university town today is likely to be held against resident by the insurance companies. That being said, residents of South bend should be able to get at least the minimum required amount of liability insurance at a much better rate that then drivers in nearby Chicago are paying, or those in Indianapolis. Careful comparison shopping and driving a low risk vehicle should ensure that South Bend residents can get a good deal on cheap car insurance.

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