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Rockville, Maryland Car Insurance

Rockville city planners are trying to figure out what to do about a proposed Wal-Mart right in the middle of an urban section of the city that is being redefined as a pedestrian magnet. While the Wal-Mart would be small compared to other Wal-Mart stores, it would be exactly the opposite of the revitalization efforts going on in the area today. The planners are working to create easy shopping and office access to residents who utilize public transportation as an incentive to keep cars and congestion off the street.

New Zoning Intended to Reduce Congestion

The zoning along this busy street has been changing as part of an organized effort to cut down on the number of cars that travel and park in Rockville. The city planners envision stores and offices that have their entrances close to the curb rather than acres of parking lots. People who shop and work in the revitalized area would find it easier to walk from one location to the next. The area is also close to the train station, so commuters could take advantage of the rail system and leave their cars at home. Reduced congestion could lead to fewer accidents, which would ultimately lower car insurance rates for everyone in the area.

Wal-Mart Taking Advantage of Loophole

Wal-Mart managed to purchase a plot of land right in the middle of the area that has been set aside for revitalization. The big-box shopping corporation discovered that a section of property was still covered by a zoning law from 1992 that allowed strip mall style commercial businesses to build in the area. City planners were unaware of the zoning discrepancy until after Wal-Mart had bought the property and begun to plan for their store's construction.

Store Would Draw More Vehicles to the Area

Unfortunately, the big retail store would create the kind of atmosphere that the city planners are trying to avoid. A large parking lot would set the store away from the street, which would make it less comfortable to walk to the entrance from curbside. It would also draw more cars to the area than are there now, effectively offsetting any effort toward traffic reduction that might have been accomplished through the city's new plan for the area. With more cars, there will be more congestion rather than less, no matter how the rest of the businesses along the street are situated.

Higher Congestion Means Higher Insurance Rates

The residents of Rockville will pay the highest price for the new Wal-Mart because they will face rising car insurance rates due to the new influx of traffic. Instead of benefiting from lighter congestion and fewer accidents, the new store has the potential to increase congestion and drive up accident rates in the area.

Insurance companies consider congested areas a high risk for claims, so they tend to charge people who regularly drive in these areas higher premiums. The wide draw that Wal-Mart stores generally pull would mean more traffic from outlying areas visiting Rockville, which would cause an additional strain on the city's traffic management and be in direct opposition of the vision city planners have created for the area.

If you'd like to see how much you can save on car insurance in Rockville, enter your zip code in the box at the top of this page.

Do you have any idea what type of policy you may have as far as your auto insurance is concerned? There are many people that have no idea what type of insurance they have and this can be a huge mistake when it comes to begin insured properly. The amount of insurance you have can dramatically affect how much you will need to pay in the event you are involved in an accident.

The best way to know exactly what type of insurance you have is by reading through the policy. If you will simply take the time to go through your policy with a fine tooth comb, you are much more likely not to miss anything at all. It really does require that you take the appropriate amount of time to know the exact type of coverage you have.

Also, it is a great idea to talk to your insurance agent because not only can they help you find the coverage you need, but additionally help you to understand it as well. It is always a great idea to talk to your insurance agent to help you get the best coverage to meet your individual needs.

If you live in Rockville, Maryland, the population is around 47,000 and this makes it small enough to get around well, but also big enough to have plenty to do in the city. If you want to be sure you are driving safely and have the appropriate coverage, you will really want to speak to your insurance agent if you prefer to do so.

It can really bring about a huge peace of mind to anyone that knows that have the most affordable car insurance and doesn’t have to worry about it in the event they are involved in an accident.

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