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Reno, Nevada Auto Insurance


Most people think of Nevada as a desert state, and ,any areas of Nevada are relatively warm and dry. Reno, however, has just enough elevation to get regular snowfall when the conditions are right. Because of this, it is important to have the right kind of vehicle if you plan to drive in Reno over the winter months. Having the proper equipment for the driving conditions can help keep your insurance costs down because you stay safer when you hit the road.

Prepare for Snow Driving in Reno

Reno residents suggest a 4-wheel drive vehicle for navigating the weather conditions in the winter. It is possible for Reno to receive up to four inches of snow during a single storm. Four-wheel drive vehicles give you better clearance over snowdrifts and provide good traction when you need to push through a snowy street.

Since Reno does not receive the amounts of snow that northeastern cities receive, the snow crews are not as fast about clearing the roads. Side roads and neighborhood roads may not be cleared by the city at all. If you have the right vehicle, you will be able to navigate through roads in any condition.

Driving in Icy Conditions

Aside from annual snowfall, drivers should also be aware that Reno usually has several ice storms each winter. Driving in the ice is different from driving in snow because there is no way to gain traction, no matter what kind of vehicle you are driving.

Studded tires are recommended for icy conditions because the studs will dig into the ice and provide better traction for starting and stopping. It is possible to purchase studs that can be removed during the warmer seasons. Driving with studded tires on dry ground for too long will wear the studs down very quickly.

Snow and Ice Amounts Vary

The weather in Reno is unpredictable. Some years the city receives several inches of snow throughout the winter. Other years there are more ice storms than snowstorms. Reno drivers need to be prepared for both types of weather.

Keeping your vehicle equipped with the proper tires can help you continue to travel during winter storms. It also keeps your insurance costs lower because the right equipment will help you avoid being involved in a collision. A 4-wheel drive vehicle is a good plan for all-weather driving. Removable studs for your tires are a convenient way to stay safe all year round.

Driving Skills as Important as Equipment

The way you drive can be as important as the type of vehicle you drive. When the streets are slick with rain, snow, or ice, you should always leave a safe distance between your car and the car in front of you. Avoid applying the brakes too quickly. Slow down and keep an eye out for other drivers who may lose control. The key to driving in slick conditions is to approach every start, stop, and turn with caution.

If you are interested in how much your car insurance would cost in Reno, enter your zip code in the form on this page.

If you live in Reno, Nevada, it is good to know that you are living in the second largest city in this state. It is estimated that there are approximately 180,000 people residing in this state, so this makes it quite a large city to try and maneuver around. So, you will want to be sure you have the appropriate amount of auto insurance if you are considering driving around town.

Most of us realize the auto insurance can really get quite expensive, so that is why it is so important to know ways that can allow you to save money on your car insurance. The more you know about how to reduce the costs of auto insurance, the more likely you will be able to do so.

Listed below are a couple of ways to help you reduce the costs of your insurance:

1. Take the time to shop for your insurance. When you are searching for cheap car insurance one of the best ways to help you find exactly what you are looking for at the lowest price is by shopping around. There are numerous companies that are in competition with each other, so finding a low cost on car insurance should be quite easy to do.

2. Remain accident free and you can significantly reduce the costs of your car insurance over time. The longer you can go without having an accident, the more likely you will pay less and less for the costs of your car insurance, so try to drive as safely as possible and there is an excellent chance you will pay the least possible amount for your auto insurance year after year. The savings will add up, so this is something you will want to seriously think about.