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Mililani, Hawaii Car Insurance

Like most of the largest communities in Hawaii, Mililani is situated on Oahu and with about 28,000 people ranks as the eighth most populous community in Hawaii. Administrated by the City and County of Honolulu, Mililani is very much part of the Honolulu metropolitan area and is a modern suburb city by any standard definition of the term. Founded and maintained as a planned community meant to address housing problems on Oahu, Mililani was ranked as the third wealthiest zip code (96789) in the United States in 2006 and was deemed one of the best places to live in the United States by Money Magazine in 2005.

As is the case with most suburban cities where most of the residents work a fair distance away in other parts of the metropolitan area, having a car is very helpful. In this respect it is also helpful that Mililani is such a wealthy community because owning and operating a car in Hawaii is a very expensive undertaking. All motor vehicles, the parts needed to keep them running and the fuel needed to make them work all has to be imported by ship and the cost of this shipping is passed on the consumers. This means that the privilege of owning and operating your own car costs considerably more in Hawaii than it would in many other American cities.

Hawaii is like most American states in that it requires all motorists to have minimum levels of liability coverage in order to operate a vehicle legally. In Hawaii these minimum standards are $20,000 for bodily injury to one person, $40,000 for bodily injury to more than one person per accident, and $10,000 in liability to cover property damage. Hawaii requires its drivers to have a minimum of $10,000 in personal injury protection insurance as well. Because driving is so expensive in Hawaii, many people choose to walk, cycle, or ride small scooters and so it can come as no surprise that almost a quarter of traffic accidents in Hawaii involve pedestrians. Therefore it is important to keep this in mind when buying the cheapest car insurance in Hawaii.

Car Insurance in Hawaii

Honolulu Car Insurance
Hilo Car Insurance
Kahului Car Insurance
Kihei Car Insurance
Kailua Insurance
Kaneohe Car Insurance
Mililani Car Insurance
Pearl City Car Insurance
Waimalu Car Insurance
Waipahu Car Insurance