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Huntsville, Alabama Car Insurance

Don't Get Caught in Huntsville without Car Insurance

Driving without car insurance in any state is a bad idea since you are setting yourself up for some hefty bills if you happen to be involved in an accident. Huntsville, Alabama is particularly hard on drivers who are caught driving without current insurance. The least that can happen is your registration will be suspended. The worst that can happen is you lose your license and have to pay hefty fines. If you plan to drive in Huntsville, you should make sure that your car insurance is always current.

First Offenses Have Lighter Consequences

Sometimes the court will go easier on drivers who are dealing with their first ever traffic ticket. The specific reason for the ticket can also make a difference. For example, if you are cited for not carrying your insurance card but you are insured, the penalties will be much lighter than if you are cited for not being insured at all. A judge might allow you to present a valid insurance card when you appear for your court date, then issue a defensive driving course and a fine to erase the ticket so that it doesn't appear on your driving record.

Losing your License

If you are cited for driving without insurance and you don't present proof of insurance within a certain period of time and you don't pay the fines, your license will be revoked. Anyone who is caught driving without insurance for the second time will automatically lose their license for up to a year. The reason you were driving uninsured does not make any difference in the way the consequences are applied. Whether you chose to intentionally drive without insurance or you discovered that you were uninsured because of a simple mistake, the punishments are the same.

Automatically Lose Your Registration

Some counties in Alabama consider driving without an insurance card severe enough that they automatically contact the department of revenue to report you. The department of revenue will suspend your vehicle registration until you can prove that your car is properly insured. Depending on the situation, your car could be impounded as soon as the officer discovers that it is uninsured. Huntsville has little sympathy for drivers who financially endanger themselves and others by neglecting to ensure that their vehicles are properly covered at all times. Removing the car's registration will prevent you from legally driving until your car is appropriately insured.

Court Visits and Fines

Even if you do manage to keep your driver's license and vehicle registration intact after being ticketed for driving without insurance, you will still face hefty fines and a visit to the court. Fines for uninsured drivers begin at $100 and can go as high as $250. The judge will require you to appear in court with proper proof of insurance, even if you pay off the fines and acquire proof of insurance before your court date. To learn about your car insurance options in Huntsville, enter your zip code in the form on this page.

Did you know that one of the best places to shop for auto insurance is online? Many people do not take the time to get the best possible deal they can on their auto insurance and this is really is a huge mistake because you can ultimately save a lot of money by taking the time to get insurance online.

One of the best ways to help you find the absolute best deal on auto insurance is by taking the time to shop around. Many people can easily find some of the best possible deals by simply shopping online. It can take time and some effort but is entirely possible to do so.

There are a lot of people who may get several quotes and this is a great idea if you hoping to reduce the costs of auto insurance in the long and short run, you can certainly do this by taking the time to shop around. You can easily be surprised by how much money you will be likely to save by getting a lot of quotes online.

If you reside in Huntsville, Alabama, you will want to do all you can to get a good price on auto insurance because this is one of the largest cities in the state, so you will want to be certain you are doing all you can to try and get the absolute best deal you can. So, be sure you take the time to shop online for some great savings when it comes to auto insurance.

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