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Honolulu, Hawaii Car Insurance
The City and County of Honolulu is the only incorporated city in the entire state and the state capital. Once the capital of the independent Kingdom of Hawaii, Honolulu is by far the largest city in the entire state with a population of a bit more than 370,000 people and it serves as the center of a metropolitan area has almost a million people and encompasses the entire island of Oahu. Having more than seven times the population of the next biggest town, Honolulu serves as the governmental, financial and cultural center of the state of Hawaii as well as its primary transportation hub. Ranked by Forbes magazine to be the Worst State to Own a Car, personal motor vehicles have always been a problem in Hawaii. Not only must all vehicles be shipped in via the ocean, once there they are largely unnecessary and superfluous. Nevertheless, at the end of 2008 there were more than 533,000 motor vehicles in the City and County of Honolulu, but this includes all of Oahu, not just the city itself. As with everything else that has to be imported into Hawaii, both buying and maintaining and automobile costs quite a bit and this is generally reflected in your car insurance premiums. Like most states, Hawaii requires car owners to have cheap car insurance. As a no-fault state, car owners are required to have $10,000 per person of Personal Injury Protection (PIP) insurance on top of the usual liability requirements. The Hawaii minimum liability requirements are $20,000 worth of bodily injury liability for one person, $40,000 worth of bodily injury insurance for all injuries per accident, and $10,000 in property damage liability. Interestingly, since many people in Honolulu do not drive or only drive scooters, more than twenty percent of all accidents in Hawaii involve pedestrians, so this should be taken into account when purchasing insurance.
Car Insurance in Hawaii
Honolulu Car Insurance
Hilo Car Insurance
Kahului Car Insurance
Kihei Car Insurance
Kailua Insurance
Kaneohe Car Insurance
Mililani Car Insurance
Pearl City Car Insurance
Waimalu Car Insurance
Waipahu Car Insurance
