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Hartford, Connecticut Car Insurance

The condition of your vehicle plays a big role in how expensive your car insurance rates are. The bad potholes and uneven road surfaces in Hartford can cause severe damage. Even a small pothole could cause your tire to blow out. Constantly driving on uneven roads with potholes will affect your car's shocks and the alignment system. Since these things are integral to keeping your car safely on the road, having them go out of whack increases your odds of being involved in an accident. In addition, many drivers must make collision claims to get pothole damage fixed. This can happen when consumers can't get the city to pay for the damage.

Harsh Weather Tearing up the Streets

One of the main reasons Hartford's streets are so torn up right now is because of the harsh winters the region has seen over the past few years. Extremely low temperatures can cause pavement to buckle and shift as it freezes and unfreezes. Ice and snow on the road's surface adds to the uneven wear on the pavement, which increases the number of potholes and bumpy roads. When a road is frozen and covered in ice, any impact on the surface will cause more damage. You can see an increase in potholes after a single winter storm.

Budget Problems Affecting Road Maintenance

An extended period of winter storms can cause money problems as well. The recent extreme weather was more expensive than the city had planned for at the beginning of the year. Funds came from other budgeted areas to pay for the additional hours that road maintenance workers put in trying to clear the roads. Other unexpected expenses involved fuel for the road clearing machinery and the ice melt or sand spread over the roads. All of these additional expenses reduced the amount of money that the city had left over for road repair in the spring and summer.

Shortage of Maintenance Workers

The current economy has also played a part in the bad road conditions of Hartford. The city is currently under a hiring freeze, so they have no way to hire additional road crews to go out and fix the problems that the hard winter caused. Without extra workers, the city's road crews are unable to repair all of the bad roads in the city. They concentrate on the worst areas, but they cannot handle every pothole or crumbling road surface. You can help the city target the most dangerous street conditions by calling or e-mailing the department of transportation when you find a particularly bad road.

Filing a Claim for Compensation

Drivers who have received damage from a pothole or other bad road surface can file a claim for compensation from the department of transportation. You must file your claim with the city within 90 days of the incident. But first, report the incident to your car insurance company. That way, if the city won't pay the damage, you can have your car insurance pay for the damage. If you wait the weeks that it takes for the city to respond, your claim could be denied for late reporting. If you would like more information about car insurance rates in Hartford, enter your zip code in the form on this page.

One of the necessities of life is having the insurance you need when you need it. This means it is a great idea to take the time to be sure you have the best coverage to meet all your needs and you will be glad you do when you take the time to find auto insurance you can get the most out of.

However, did you know that a lot of people go uninsured? This is something that is never a good idea but a lot of people do it nonetheless. When it comes to auto insurance, this is something you should never do without. It is a very good idea to take the time to not only be insured but to additionally find the best insurance to meet all your needs. This can be time consuming but is very important.

When a person chooses to stay uninsured, they are taking a huge risk and this is always a very bad idea. If you want to be sure you have the most peace of mind and also the best coverage, you will want to be sure you always have insurance. The best way to do this is by taking the time to not only get the best insurance but some that can be a big help to you.

If you live in Hartford, Connecticut, you will certainly want to take a long hard look at the amount of low cost auto insurance you have because this is a very large city and it will certainly pay you to have the right amount in the unfortunate event you are ever in an accident.

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