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Eugene, Oregon Car Insurance


The road repair projects scheduled for several areas in Eugene this summer are sorely needed, but they will cause some traffic headaches for regular commuters. Most of the work will be repaving worn out sections of city streets, which could mean lane closures. Other more intensive projects will require rerouting traffic onto nearby roadways while workers get the job done. If you are a Eugene driver, you should be aware that the congestion and potential for accidents during the summer while the construction is going on would put you at a higher risk of having an accident, which could raise your insurance rates.

Five Major Road Projects Planned

The city has announced five separate road projects slated for completion this summer. Major repaving work will be performed on 1st Avenue in Junction City, and on Coburg Road and Willamette Street in Eugene proper. Large construction projects are going to tie up Highway 99 and Martin Luther King Jr. Boulevard for at least a few weeks. If you regularly use these streets during your daily commute, you may want to find alternate routes until the construction has ended.

Road Replacement on Highway 99

The most extensive roadwork will take place on Highway 99. Workers will remove an entire mile of the highway and replaced it with a new road funded through state and federal "preservation dollars." The section under construction is the mile between Roosevelt Boulevard and the Garfield Street area. Workers will dig out two feet of the existing roadway and replace it with new materials. During the replacement of the southbound road, traffic will divert to the northbound road. All traffic will then reroute to the completed southbound side while workers replace the northbound roadway.

Business Owners Staying Positive

Several businesses along this mile of Highway 99 will enjoy benefits from the construction. The owners have expressed a positive attitude and are already explaining the coming changes to their current customers. Once the project is completed, they expect the improved roadway to make it worth waiting through five or six weeks of messy construction. Workers have promised that throughout the construction process there will always be at least one entrance to each business located in the affected area.

Practice Caution in Work Zones

Drivers who have to travel through these construction zones will need to practice patience during working hours. It is possible that traffic will be diverted unexpectedly, so make sure you pay close attention to signs and workers who may direct you in a direction you do not expect.

Being cautious and taking your time will be the best way to avoid an expensive accident that could cause your insurance rates to rise. All of the projects should be complete by the end of the summer. If you would like to know how much you should be paying for your car insurance in Eugene, enter your zip code into the form on this page.

Do you reside in Eugene, Oregon? If so, you have the advantage of not only living in a beautiful state, but one of the largest cities in Oregon. Eugene boasts a population of 150,000, making this the second largest state around when it comes to size. If you are fortunate enough to live in Eugene, Oregon, it is with all certainty you will need car insurance to drive legally.

The amounts of insurance you have to get per state do vary. The minimum amount of insurance required to drive in Eugene is with a liability policy you must have coverage of at least $25,000 per person for bodily injury and $50,000 per accident. In addition to this, you must have at least $10,000 for personal damage. This is the bare minimum, you should actually have much more than this to be safe.

Where is the best place to shop for auto insurance? Well, many people are asking this question a lot and it appears that you can save time and money by shopping online. It is very convenient to simply go online and start looking for car insurance. There are many websites readily available to give you a quote as soon as you ask. So, take the time to get some insurance quotes online and you will be very glad you did.

Another great advantage to getting car insurance online is that you can do so from the convenience of your home. Also, you can get a quick response. Have you ever tried to call an insurance company and be put on hold for a long period of time? This is the way it usually works. However when you shop online, you do not have to worry about any of this, but are quickly given the answer you are looking for with the touch of a mouse.