Trans AM Car Insurance

The Trans Am has been popular, ever since the 1977 Pontiac Trans Am roared onto the screen of Smokey and the Bandit. The Special Edition ’77 Trans Am was the real star of the film, and rightfully so. Still, Smokey and the Bandit probably weren’t concerned about car insurance. However, if you own (or are considering purchasing) a Trans Am — there are a few things you should know about insuring these mean-looking, American-made cars. Whether you are driving a vintage Trans AM or a brand new 2011 model, you’ll need to have coverage. Here’s what you need to know.

Your Demographics – Age, Gender & Location

Many different issues affect auto insurance rates; some of these factors are within your control, while others are only based on demographics (some that are unchangeable). The factors, which you cannot control, are your age – normally, middle-aged people are typically viewed as more responsible behind the wheel, and therefore, they pay less than say, a teen that has just started driving or an elderly person. Another factor that affects your car insurance is your gender – generally, males pay more for car insurance than females. One of the factors that you can change include your marital status – typically, married couples are viewed as more responsible plus, if the married couple needs to add more than one vehicle to their policy, they can also receive a substantial multi-policy discount (offered by most insurance companies). Where you live is another aspect about your personal demographics that can affect your rates and where your vehicle is parked – some areas have a higher risk of theft or accident, which can increase the cost of insurance.

Your Vehicle – Pontiac Trans AM

As far as, insurance is concerned, there are some aspects about the costs that you can control, for instance — the type of vehicle you drive. Insurance companies use several different factors about your vehicle to determine your insurance premium costs. One factor that insurance providers use to calculate your premium is the actual cost to replace the vehicle, in the event that it is stolen or involved in an accident. While this amount can vary from provider to provider, it is typically, around the same as the car’s trade-in value.

The body style of your vehicle can also affect the cost to insure your vehicle, as well. For example, trucks, SUVs and sports cars typically, cost more to insure than small, mid-size or large cars.

Another factor that can affect your Trans AM car insurance are the car’s safety ratings. For instance, the 2002 Pontiac Firebird Trans AM was given four out of five stars in the driver’s side frontal impact testing and five out of five stars in passenger-side frontal impact testing. The average cost of insurance for a 2002 Pontiac Firebird Trans AM (two Door Coupe V8) is approximately $1,647

While Trans AM car insurance can be expensive (especially, for teenage drivers and particularly for males under 25, as well), but it doesn’t have to be. Find the best insurance quote for your Trans AM or the Trans AM of your dreams by comparing rate quotes for several different insurance company to choose the cheapest and best option for you and your Firebird.

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