How Much Does Car Insurance Cost in Florida on Average?






Florida drivers may not have a lot of nasty weather on the roads, but other factors can affect the cost of car insurance. Many Florida residents (and those considering a move to the southeastern state) are interested in finding out about the average cost of insurance in the Sunshine State. In the following information, learn more about the average cost of car insurance in Florida.

Average Cost

According to CarInsurance.com, the average cost of car insurance for Florida residents was $1,674 in 2010, while the current auto insurance average for the nation is $1,538. Therefore, while Florida is not known for snowy/icy roads, the cost of insurance in this state is well above the national average, which could be due to the risk of theft or accidents.

Compare Rates

However, there are several ways to lower your insurance premium, even in Florida. One of the best methods is to compare rates from several different companies, to find the cheapest price for you, in the part of Florida where you live.

Car Insurance Trends

The car insurance trends and prices in Florida are constantly changing. In fact, the average premium (in Florida) jumped substantially in October of 2010, dropped again in November of 2010 and experienced a 5 percent increase in December of 2010. Therefore, it is important to stay on top of these trends and get the best Florida auto insurance for the cheapest price.

Minimum Requirements

In the state of Florida, like most other states, the law requires anyone operating a motor vehicle to have a minimum amount of liability coverage. Florida drivers need to have at least $10,000 in property damage liability before operating a motor vehicle in the state. In addition, the state of Florida requires Personal Injury Protection or PIP with a minimum of $10,000 liability. Personal Injury Protection is coverage, which helps to pay for medical expenses for yourself and your passengers — in order to receive coverage for medical expenses, they must be are deemed “reasonable and necessary”.

While it is recommended to get the most coverage you can afford, it also helps to save money, if you are able to get the minimum insurance requirements in Florida. Therefore, if you are not required to get more than the minimum coverage — you can save a considerable amount of money by getting the minimum insurance required by the state.

No-Fault in Florida

Florida law follows a No-Fault system, which means that your insurance company will cover the payments for injury claims (up to a pre-specified limit), even if you are not determined to be “at-fault”. This system can eliminate a driver’s right to sue.

While Florida car insurance may be higher than the national average, there are several things that can be done to get your premium low enough to an affordable level. Shopping around, comparing rates and getting the state’s minimum required coverage are great ways to get the best deal on car insurance in the state of Florida.




Part Time Car Insurance – is it cheaper?






Many Americans are finding ways to cut back on their fuel expenses by driving fewer places (or shorter distances) to save gas, taking public transportation or carpooling. The good news is that there may be a link between cutting back on fuel usage and saving money on your car insurance bill. Keep reading to find out more about the connection that could end up saving you a lot of money.

Drive Less — Get Rewarded

If you are walking, biking, carpooling or taking public transportation to work — congratulations — not only are you being good to the environment (and your wallet) by buying less gas, but you may be eligible for savings on your car insurance bill, as well. Vehicles that are driven part-time or have low-mileage may qualify for cheaper car insurance rates.

Pay-as-you-Drive Car Insurance

Many insurance companies are designing programs where insurance premiums are based on actual miles being driven, rather than other more traditional factors. These pay-as-you-drive insurance programs can allow part-time drivers or those with low-mileage vehicles to save more than 50 percent, in some cases.

How Does Part Time Car Insurance Work?

These pay-as-you-drive programs normally require the installation of a GPS device or odometer into the vehicle to precisely track the number of miles that are being driven. The information recorded on these devices can be transmitted to the insurance company, which is used to determine the appropriate insurance rates.

How Can I find out if my Insurance Provider offers PT Insurance?

The best way to find out if part-time insurance is available through your existing insurance provider is by contacting them, personally. You may be able to visit the company’s website, if they have one or if not, you may want to call your provider on the telephone or visit the local office to ask them, in person. More and more car insurance providers are offering part-time or pay-by-the-mile insurance policies that are designed with the “frugal driver” in mind, so if you are insured through a nationally based company, there is a good chance that your provider will offer a special or part-time policy to drivers who are hoping to save for driving less.

Car Insurance Savings for Part Time Drivers

Many drivers are cutting back on their driving for various reasons. Some of these individuals have cars, trucks and SUVs that they rarely drive, but they are still paying the full amount for their insurance. If you are eligible for part time auto insurance and your insurance provider offers this policy as an option, then you can experience substantial savings for as long as you cut back on your time behind the wheel — therefore, the savings could be for a lifetime.

Part time car insurance is the perfect solution for drivers who drive less often due to being close to work, driving a company car, taking public transportation, carpooling with co-workers, being concerned about the environment or for those who are just trying to save money on gas.




What is the NAIC?






If you’ve ever thought it would be nice to have an organization that looks out for your needs and wants, in regards to car insurance — the NAIC answers that request and much more. In the following information, we will explain more about the NAIC and discuss what this non-profit organization does in detail.

Quick Description

Briefly, the NAIC, otherwise known as The National Association of Insurance Commissioners performs as a supervisor and non-governmental regulator for state insurance commissioners all across the United States (including, all 50 states, the District of Columbia and all 5 territories). The NAIC operates as a forum where model laws and regulations are made. However, each individual state determines whether they will pass the model laws and regulations set forth by the NAIC. The states are presented with the models and they are able to change or adjust the laws/regulations for each state. Whether the laws are modified or stay the same, they are often accepted/adopted by the state insurance regulators and regarded as law.

Responsibilities

The NAIC assists insurance regulators in every state, at an individual and group level by performing several duties and responsibilities. The National Association of Insurance Commissioners performs five separate functions:

  • Protecting the public interest
  • Ensuring the fair and unbiased treatment of insurance consumers
  • Promoting competitive markets
  • Improving the regulation of insurance for each state by providing uniform regulation, when uniformity is required — especially for insurance providers who provide insurance for multiple states
  • Supporting the professional reliability and financial strength of insurance companies

Consumer Protection

This consumer “watchdog” organization was formed in 1871. The NAIC has offices in New York, Kansas City, MO and Washington D.C., which provide services and perform specific responsibilities and are designed to assist insurance commissioners, as well as, consumers.

Functions

The majority of NAIC workers are based in the Kansas City, Missouri office. Kansas City is the home of several different office functions including:

  • ·The Executive Division – includes the Business Strategy Risk Management, the Compliance Department and the Finance Department
  • ·The Communications/Media Relations Division – provides communications through news releases, electronic and internet-based material, media relations and promotes consumer education through Insure U
  • ·Human Resources and Internal Services Department – includes copy and mail services, records management, and other human resource activities
  • ·The Information Systems Division – provides technical information to regulators, which helps promote system standardization and shared regulatory information
  • ·Insurance Products and Services Division – handles marketing and provides financial data to external customers and regulators, as well as, overseeing the System for Electronic Rate and Form Filing (SERFF) and the SBS, otherwise known as the State-Based Systems Program
  • ·Legal Division – Handles research and analytics related to insurance law. In addition, this division also works as in-house counsel to the NAIC, as well
  • ·Regulatory Services Division – Provides support to staff and other members for regulatory information related to Market Regulation, Financial Regulatory Services, Actuarial & Statistical Services
  • ·Member Services Division – This division offers several options to staff and members by providing Library Resources, Meeting Planning and Education/Training
  • ·Technical Services Division – Technical services provides technology support with StateNet, MyNAIC and I-Site.The NAIC’s help desk is available to those needing support during the hours of 8 am to 5 pm (Central) Monday-Friday.

The NAIC is designed to provide support, information and regulatory assistance to insurance consumers. It’s comforting to know that there is an organization out there, that is working for you and your specific insurance needs.




Car Insurance Reviews – Who is the Best?






Shopping around for auto insurance involves many different aspects including finding the right amount of coverage at the cheapest rates and choosing a company that offers excellent customer service. Nevertheless, how do you know, which car insurance companies will meet your standards/criteria?

Un-biased Reviews

The best way to find out “the truth” about car insurance companies in your area is by finding out what others, who have dealt with particular insurance companies, are saying about their prices, products and services. While asking friends and family can be helpful in finding a company that will meet your insurance needs, your family and friends may only be able to offer limited advice, due to lack of experience with multiple companies. However, un-biased Car Insurance Reviews are a great way to get an honest opinion or judgment for many different companies.

It’s important to get an un-biased review from a website that isn’t tied to or affiliated with any particular insurance company or group. Therefore, look for options that claim to offer an honest, un-biased review.

Customer Reviews

The best way to ensure that you will receive unbiased reviews is by visiting car insurance review sites that also feature actual customer reviews, as well. Reading customer reviews can be a valuable tool in determining which insurance company in your area is right for you. Car insurance reviews are a great way to read negative and/or positive feedback about a particular insurance company.

Questions to be Answered by Car Insurance Reviews

Important aspects to consider (and read reviews on) prior to choosing an insurance company:

  • How long has the insurance company been doing business in your state?
  • Are there any special discounts or incentives for which you qualify?
  • Does the company have an accident forgiveness program?

Top Review/Rating Companies

A.M. Best — A.M. Best is a well-established insurance-rating and information company that started in 1899. Even to this day, A.M. Best is still the largest company to rate insurance organizations with offices located in the U.S., the U.K. and Hong Kong. The A.M. Best’s website allows visitors to view their “Ten Best Company” report and to have access to Best Direct, which is a real-time tracking service.

TopTenREVIEWS.com — TopTenREVIEWS offers a helpful ranking and review system for most major insurance companies. This site is regularly updated to allow visitors to get the newest information regarding insurance providers in their area. The site rates each insurance company on four specific aspects that are important to auto insurance customers:

  1. Benefits and Discounts
  2. Customer Service and Claims Timeliness
  3. Policy Flexibility
  4. Response and Repair

In addition, this helpful review site lists quote options for each insurance company (via telephone or online), offers information for licensed area agents/representatives, explains whether the company offers comparison rate quotes and provides other valuable information about coverage benefits (e.g. – roadside assistance and rental) and discounts (e.g. – safe driver discounts, good student discounts and discounts for advanced safety features) that every policyholder should know about.

It’s difficult to find the best review source for discovering information about various car insurance companies, but by ensuring the review will be un-biased, provides actual customer reviews and explains in-depth information about each insurance company — you are guaranteed to get the most information from the best review, possible.




Auto Insurance Agents in Ohio – Where do you Start Looking?






 Each state has an average of about 120 different auto insurance providers that offer coverage within the state — Ohio has more than 130, some national companies and some local. Therefore, with so many options, it can be tough to find the right option for you and your insurance needs.

Whether you live in Cleveland, Dayton, Cincinnati, Columbus or Toledo — if you drive, you’ll need to have auto insurance, at least liability. Therefore, you’ll want to know how and where to start looking for an auto insurance agent in Ohio.

Making the Switch

If you need to switch companies, several auto rate quote comparison sites offer helpful information regarding products, services, discounts and more to help with the decision of which insurance provider to choose. These sites are simple to use and offer helpful tips and advice for getting the insurance you need in Ohio, as well as, the other 50 states.

  • ·InsuranceAgents.com is a valuable site when searching for fast quotes and car insurance information for agents and providers in the state of Ohio.
  • ·CarInsurance.com is another helpful site that offers free rate quote comparisons and valuable information to drivers in Ohio.
  • ·MonitorBankRates.com is another online option that in addition to offering information about bank rates, also provides rate quote comparisons for providers in every state, as well.

Loyalty = Savings

Instead of switching companies, you may want to consider staying with an insurance company that you have an existing relationship with, which will help you to be able to take advantage of loyalty discounts and multi-policy discounts <if you currently have homeowners, life or health insurance through a particular company that provides auto insurance, as well>. Therefore, even if you move to another city in Ohio, it can benefit you to keep the same auto insurance company.

Special Insurance Needs?

If you live in Ohio and you have special insurance needs such as, insuring a classic car, getting insurance after a DUI (need to get an SR-22), adding a teen driver to your policy or other special needs — you may need some information to get you going in the right direction.

You may want to consider checking out AutoInsurance.net, especially for cheap insurance quotes after a DUI or a reckless driving offense and other valuable information for Ohio drivers.

Ohio Car Insurance: The Basics

The Ohio state law mandates drivers to have a minimum amount of liability coverage, which protects the policyholder, financially, if they are found “at-fault” in an accident. Liability coverage in Ohio pays for anyone who is injured or sustains damage to his or her property, in the event of an accident that was determined to be the (liability) policyholder’s fault. In the state of Ohio, drivers are required to have a liability policy with a minimum of $12,500 coverage, per injured person and a maximum total of $25,000, per accident. In addition, Ohio drivers are required to have at least $7,500 in property damage liability, in order to be legally qualified to drive in the state of Ohio.




Auto Insurance Agents in California – Where do you Start Looking?






California drivers understand the importance of finding cheap car insurance. Many California residents are dealing with factors such as, driving long commutes to and from work, the increase of the gas prices and for the most part, higher than average insurance premiums. However, there are several steps that drivers in this state can take to get the cheapest car insurance in California.

Bare Minimum Coverage in CA

The lowest amount of auto insurance coverage any California resident can have is mandated by California state law. Anyone who operates a motor vehicle in California is required to have a minimum of 15/30/5 liability coverage. What that means, is that in order to be legal to drive on California roads, one must maintain a minimum liability insurance policy of $15,000 (bodily injury coverage, per person), $30,000 (bodily injury coverage, per accident) and $5,000 (property damage liability). While 15/30/5 is the minimum coverage, it’s important to remember that auto insurance is for your protection. Therefore, getting additional coverage (i.e. – comprehensive/collision coverage) should always be carefully considered. However, even if you are getting just the minimum coverage required by law, it is still important to get the best price possible.

Ways to get Cheap Car Insurance in California

Getting the cheapest price for California auto insurance is easy, it just requires a little research, taking the time to answer a few questions and possibly making some changes to your existing policy.

  • Compare, Compare, Compare – In order to get the cheapest price for California car insurance, it helps to shop around and compare quotes from several different companies. Comparing car insurance rates can be done using various methods. The most popular method recently has become comparing quotes online. While online insurance shoppers can request rates from each insurance company, individually, the easiest way to compare auto insurance rates is by comparing multiple quotes, at the same time (with one form to fill out). The other method is to fill out a rate quote form for each insurance company and compare the rates either over the phone or by filling out an online form.

Tip: To get the most accurate comparison, be sure to enter the same information, each time you fill out a rate quote comparison form.

  • Raise your Deductible – The deductible amount is the amount you need to pay, in the event of a claim, before your insurance will pay their portion. If you can afford to pay a higher deductible, in the event of an accident — consider increasing your deductible to get lower insurance rates. For cheaper rates, experts recommend deductibles of $500 to $1,000 (or higher, but only if the deductible amount is manageable, in case of an accident).
  • Get Every Discount – While some insurance companies, like State Farm offer a Discount Double Check program to automatically ensure you’re getting every possible discount, other providers require a little digging. If you want to make sure, you’re getting the maximum amount of discounts, simply call or visit your existing provider and ask them to check it out for you.

Finding the cheapest car insurance in California is a great way to save a lot of money in the coming year. Follow these simple tips to get cheap car insurance in the “Golden State” of California.




DUI and Auto Insurance – Will it Go Up?






A DUI, also known as, driving under the influence is a serious offense. If you have had the unfortunate experience of receiving a DUI conviction, you are fully aware that the consequences can be humiliating and expensive. After paying the attorney fees, court costs, fines and license suspension, there are other consequences that you will be faced with, particularly changes to your insurance rates and coverage.

If you have been convicted of a DUI, most likely, your insurance company will find out about it. Insurance companies will deal with this conviction in one of two ways.

In the event of DUI, the insurance company can either:

  1. Increase your premium, substantially or
  2. Cancel your policy

If the company decides to go with ‘option 1’, the DUI offender will most likely be labeled as a “high-risk” driver. Most states require individuals who have been involved in a DUI to get an SR-22 Proof of Insurance Certificate. The SR-22 removes the suspension of the offender’s license by letting the state know that they will carry insurance.

While this may be plausible for many DUI offenders, it’s important to note that not every insurance company offers SR-22 policies. Therefore, an offender’s policy can be non-renewable or cancelled, just because the provider can no longer provide them with car insurance. However, some state laws don’t allow insurance companies to terminate a policy in the middle of the term, so you may want to check on the laws in your state.

It is less likely to happen, but sometimes the insurance company isn’t aware of the DUI, for whatever reason. In some cases, an insurance provider will keep the rates the same or keep the policy open, if you have had insurance with the company for a long time and if you have no other problems on your driving record. However, the probability of this happening is very low.

Drivers who have had their policy canceled or are unable to renew their policy due to a DUI offense can still find insurance. While an offender may not be eligible for an insurance policy with preferred companies such as, State Farm, GEICO or Allstate — there are several other insurance providers who will insure them (e.g. – Titan, Safe Auto, Progressive and Nationwide) provided that they have the necessary SR-22 documentation. Nevertheless, the rates will be unavoidably higher because a DUI violation can stay on a person’s record for three to five years (and sometimes for a lifetime), depending on their location.

Drivers with a DUI on their record can contact independent agents (who work with different insurance providers) to find the best rate. In addition, those who have been caught under the influence while operating a motor vehicle can verify which companies will offer coverage and compare the rates of these companies to find the cheapest rate.

A DUI doesn’t mean the offender will never drive again, but it can be a long-term process to restore a person’s insurance after a DUI conviction. If you want to keep your insurance rates low – always remember to practice safe driving and avoid drinking and driving, rather than paying the hefty (and expensive) consequences.




10 Tips for Lower Car Insurance






If you have been paying the same rates for car insurance, for years — maybe it’s time you had a look at your policy. Everyone needs more money and with a few, simple changes, you can lower your car insurance costs, substantially. 

Tips to Save on Car Insurance

  1. Change your deductible amount – The deductible is the money, each policyholder is required to pay before the insurance will cover the rest. If you raise your deductible from $200 to $500, it could lower the cost of your insurance coverage by 15 to 30 percent. Furthermore, by raising the deductible to $1,000, your insurance premium can be at least 40 percent lower.
  2. Drop unnecessary coverage – If you have an older vehicle with a low Blue Book value, you may want to consider dropping your collision and/or comprehensive coverage. On older vehicles, this coverage simply isn’t worth the price because in most cases, the claim will not exceed the monthly insurance premium and the deductible amount. Therefore, you’re basically throwing your money away. Consider the minimum coverage for your older vehicle– liability. If you’d like to assess the current value of your car, visit Edmunds.com or Kelley Blue Book.
  3. Stop paying duplicate medical coverage – Many drivers already have solid life, health and disability insurance plans. Therefore, there’s no need to pay for duplicate coverage on your car insurance. Find out the minimum personal injury protection (PIP) for your state and drop any excess coverage.
  4. Drive less or carpool – A lot of insurance companies offer a “low-mileage discount’ to drivers who carpool or to those who drive fewer miles per year, than average. Contact your insurance provider to find out if you meet the requirements to qualify for this discount.
  5. Buy a “low-profile” vehicle – Insurance companies hike up the insurance premiums for vehicles that are costly to repair, popular with thieves or have a poor safety record. If you’d like to check out the risk levels for different vehicles, go to the website of the Insurance Institute for Highway Safety (older models are listed at the bottom of the page).
  6. Better safe than sorry – Many insurance companies offer special discounts to policyholders who drive vehicles with safety features (because it lowers the risk of getting in an accident). Therefore, vehicles with safety features such as, air bags, anti-lock brakes, and daytime running lights will have cheaper insurance rates. If your vehicle doesn’t have these safety features, you can have them installed or purchase a car that already has these features for lower car insurance premiums.
  7.  Get discounts for long-time drivers – It’s important that you are getting every discount that is available to you and the only way to do that is to contact your insurance company. Discounts are available to drivers who are older than 55 and/or retired; are safe drivers with no accidents in the last three years; and those who have been with the same insurance company for a long time.
  8. Get discounts for teens -Teens can get cheaper rates if they are put on their parents’ policy instead of opening a separate policy. Households with teenage drivers can get major discounts on their car insurance policies. Discounts to teens include Good Student discounts and Good Driver discounts (available by passing an approved drivers’ education course). In addition, college students who attend school that is more than 100 miles away and don’t bring their own vehicle can qualify for discounts, as well.
  9. Put your insurance in one basket – Most insurance companies offer a substantial discount for policyholders who insure all of their vehicles on one policy. In addition, the premium can be lower if you purchase your homeowners’ and life insurance policies from the same provider.

Consider the costs of roadside assistance – It may be a good idea to consider getting roadside assistance through another source, rather than through your auto insurance company. Many cell phone companies and major credit cards have roadside assistance for little to no cost, per year.




Hatchback Car Insurance






Everyone knows that hatchback cars are economically priced, great on gas and perfect for getting you where you need to go, but many people do not know what they need to know about insuring a hatchback. In the following information, you will learn the basics of hatchback car insurance. 

While hatchback cars are cheaper to buy than most vehicles, they are not necessarily cheaper to insure — but they can be.

Size Does Matter

There are several characteristics of hatchback cars that keep car insurance costs low. For instance, hatchbacks are typically smaller in size than most other vehicles. Because hatchbacks are smaller, hatchback drivers are less likely to cause serious damage to another person, their vehicle or their property, in the event of an accident. Therefore, insurance companies view hatchbacks as less of a risk than say, a massive sport utility vehicle because there is less of a chance that they will have to cover someone else’s expenses, if the policyholder is involved in a collision.

Mr. Fix it

Another factor that affects your car insurance premiums is the cost of repairs for the vehicle — which is good news for hatchback owners. Because of the size, hatchbacks are much cheaper to repair and maintenance than most other vehicles. Therefore, if the car is damaged in an accident — the insurance company does not need to pay a lot of money to get the car fixed. Insurance companies view vehicles that are difficult or expensive to repair as a higher risk, which increases the premium. However, cars that are easily repaired, such as a hatchback — will cost less to insure.

Joy Riding

Insurance companies also look at the probability of the car being stolen. Cars that run a higher risk of being stolen include luxury vehicles, sports cars and convertibles. While hatchbacks make great cars, they are not frequently targeted by thieves who are looking to joy ride. Therefore, insurance rates may be cheaper for hatchback owners because the risk of having the car stolen (and needing to be replaced by the insurance company) is very low. In addition, insurance companies charge higher premiums for sportier vehicles that are preferred by younger drivers (who may have less experience behind the wheel). Younger drivers typically, drive faster, which increases the risk of an accident. In addition, hatchbacks are normally not a teenage driver’s first choice and even if a teen does drive a hatchback, they are not likely to race these cars. Therefore, insurance companies place a lower risk on these cars because they are not typically used for joy riding.

Hatchback cars are still a popular choice for smart consumers because not only are they cheaper to purchase than most vehicles, but the repair costs and insurance premiums are typically lower, as well. If you own a hatchback or are interested in purchasing one, it is a good idea to shop around for the cheapest insurance. Comparing rates for your hatchback is a great way to get an economically priced vehicle with super, cheap insurance rates.




Using Twitter to Find Cheap Car Insurance






These days, Twitter is everywhere you look. More and more Twitter users are finding “secret” deals, coupon codes and bargains on Twitter as a clever way to save money. People are saving money on everything from clothing to electronics and hair products to pet products. You can use Twitter to save money — even on car insurance. In the following information, we’ll tell you how to locate cheap car insurance on Twitter, which is a great way to save time and money

What you’ll need:

  • A Computer
  • Internet Access
  • A Twitter Account

If you don’t already have a Twitter account, you can set one up, quickly and easily. If you’re already ‘Tweeting’, you can skip through these five steps.

Setting up a Twitter Account:

  1. Type in “Twitter.com”
  2. Select ‘Sign up now’ at the bottom of the screen
  3. Enter the information you want to be displayed on your profile
  4. Adjust the settings and preferences to make it your own
  5. Log in to your Twitter account

You should first, search for your current insurance provider on Twitter to find out if you’re getting the most out of the deals and discounts that are available to you. While some insurance companies utilize Twitter for customer service purposes and to answer insurance questions, many use ‘tweets’ to post information about their special deals, discounts and freebies.

In order to cash in on the car insurance savings, you’ll need to ‘follow’ other Twitter users. If you’re searching for a specific insurance group on Twitter, you’ll need to locate the ‘find people’ link located in the upper right-hand corner of the Twitter home page. In the box provided type in the name of the insurance company to pull up results. If you find a Twitter profile that meets the criteria, you were looking for, click the button beside the username, labeled, and ‘follow’. Then, you will be following the company’s tweets, which unlocks updates about special deals or discounts from the insurance provider. 

By now, most major car insurance companies have a Twitter account. However, if your existing insurance company is small and/or local, then they may not have joined the Twitter forces, yet. But, more and more smaller companies are seeing the benefits of Twitter, so it may not be long before your local insurance company is ‘tweeting’ like a bird.

Car insurance companies on Twitter:

State Farm Insurance – State Farm mainly uses their Twitter profile for customer service purposes, but this company also posts special deals and discounts for their customers, as well. Follow StateFarm to get the inside scoop.

AARP – AARP offers profiles with updates that list their deals and discounts, but these profiles are listed according to state <e.g. – AARPNC (North Carolina), AARPCT (Connecticut) and AARP Tennessee (Tennessee)>.

GEICO – GEICO has several Twitter profiles, in order to better serve its customers. Money saving Twitter profiles for this top-rated insurance company includes GEICO Kash and Geico_Money.

Another option to save money on car insurance, using Twitter is to type in the name of the suggested Twitter users, in the ‘find people’ search box.

Twitter Suggestions for Cheaper Auto Insurance:

carinsofferings

carinsurance

Car_Insur_Comp

SGVAutoIns

posh4250 (Auto Insurance Guy)

LowcostINS

Finding great auto insurance deals on Twitter is easy, free, and (hassle-free) and fun. You shouldn’t be paying too much for auto insurance — there are plenty of discounts and savings to be discovered, and Twitter can help.