Moped Auto Insurance – Get it Cheap






More and more motor scooters are on the road each year, particularly as a result of higher gas prices and other factors. However, because a moped or scooter is on the road with other road-worthy vehicles — their owners are required to get these zippy, fuel-efficient vehicles, insured.

Do you drive a Vespa, Scooter or a Moped? If so, then you’ll want to know how to save on moped insurance and how to get it cheap. Keep reading to find out how.

Where can I get coverage?

Many insurance providers offer scooter/moped insurance coverage to keep you safe on the road — for all of your moped driving needs. There are several popular insurance companies that offer coverage to moped/scooter drivers. These companies include Nationwide, Progressive, Allstate and GEICO, just to name a few.

What types of plans are offered?

For instance, the well-known insurance provider, Nationwide offers coverage, in the event of a collision, theft, vandalism or damage caused by underinsured or uninsured drivers/motorists. In addition, Nationwide (and many other companies) offers other coverage options to moped owners, as well. These coverage options include coverage for custom equipment, towing & labor costs and medical payments.

Are there ways to save on moped insurance?

There are many ways to get your moped auto insurance, at the cheapest, possible price. One of the best ways to get the cheapest moped insurance for your needs is by comparing the rates of several different companies. While your current option may seem cheap, there could be a much, cheaper deal, right around the corner — all you have to do is call or go online to compare rates.

Am I eligible for discounts?

Most insurance companies that offer moped insurance, also offer a wide range of discounts to make moped insurance, cheaper for those who need it. Some of the popular discounts include, a safety discount – completing a cycle safety course qualifies most moped drivers for a discount (Nationwide offers a five percent discount to those who complete this safety course).

Another discount that moped owners can take advantage of is multi-policy discounts – purchasing multiple insurance policies from the same company that your moped/scooter insurance is through. An example of multi-policy discounts is getting your homeowner’s policy, health insurance and/or life insurance through the same provider who covers your moped. Popular insurance companies offer substantial discounts, if you choose them to insure you for more than one type of policy.

Another possible discount is a multi-policy discount for moped drivers who insure their mopeds through the same insurer that is extending coverage for more than one scooter or a vehicle and a scooter. Popular insurance companies such as, Nationwide offer up to a 30 percent discount for multi-vehicle policies that include more than one vehicle on the same policy (mopeds, included!).

If you drive a moped or a scooter, you may have chosen this vehicle in an effort to save money on gas. But, don’t forget — you can save money on your moped auto insurance, too! It’s fast and easy — start saving money on your moped insurance by getting it cheap.




Top 3 Reasons You are Paying too Much for Your Auto Premiums






If you think you may be paying too much for your car insurance — you’re probably right. Is it time to shop around for a better rate? There are many reasons people shell out too much for their monthly premiums. In the following post, we will discuss the top three reasons why people are “stuck” paying too much for their auto insurance premiums (and we’ll tell you how to get “un-stuck”, too).

Reason #1 – Your Car

Most drivers already know that faster cars are more costly to insure. However, many people who drive high-performance cars don’t realize that they are paying considerably more for their insurance. In addition, many drivers are unaware that if they are driving a vehicle with aftermarket parts, they will pay higher insurance premiums for these features, as well.

WAYS TO SAVE: If you garage your vehicle (or drive it less), it could help to save money on insurance. Installing an anti-theft system into your high-performance vehicle or sports car may result in reduced rates, as well.

Reason #2 – Your Driving Record

Did you know that having just ONE speeding ticket can affect your insurance premiums for several years (up to five), after the fact? By the time the ticket is removed from your record — it could cost you thousands more than, if you had never received a ticket.

WAYS TO SAVE: The best way to save yourself from paying higher insurance rates is to avoid getting a ticket in the first place. However, if you do receive a traffic ticket, moving violation or other form of written reprimand from law enforcement about your driving– you might want to consider hiring an attorney. This is especially true if the ticket was related to a DUI, DWI or OWI because these charges can place you in a high-risk insurance category, which is the most expensive kind of car insurance you can get. It never pays to drink and drive, so try to avoid it – for your sake and for the sake of cheaper insurance. 

Reason #3 – Your Teenage Driver

Teens are commonly know as, the most costly group to insure, particularly teen males. If you have a teenage driver, you are probably already aware that your insurance has gone through the roof.

WAYS TO SAVE: Check out discounts offered through your current insurance provider. Your insurance company may offer Good Student Discounts, Safe Driving Course Discounts, Driver’s Education Discounts and more to reward responsible behaviors.

How can I get cheaper rates?

The best method to lower your car insurance premiums is to shop around for the best deal. Another common reason for paying to much for car insurance is that people stay loyal and true to their insurance company. While there are discounts for loyalty — without checking the rates of other companies, you could also be paying considerably more for your insurance. Even if your rates with your current insurance company were the lowest, five years ago — a lot can change and it never hurts to “re-evaluate” your insurance needs by comparing rates and plans through other providers.




Online Auto Insurance Quotes in Less than 10 Minutes






If you’re like most people, your time is precious and you don’t have any extra to spare — especially for something as time-consuming as, comparing car insurance quotes. However, you may not be aware that you can compare online auto insurance quotes in fewer than ten minutes! Keep reading to find out how to compare car insurance quotes, fast!

Comparing auto insurance quotes online has never been easier (or faster)! Now, savvy-minded consumers can log on to the internet, provide a few details about themselves and their vehicle and have multiple quotes delivered right to their inbox or even, receive an instant quote!

The 4-1-1: How to Get Auto Insurance Quotes in Less than 10 Minutes

The Information – Personal & Vehicle

Different comparison sites request various information to determine your online rate quote. However, the list of personal information about yourself that you’ll need to provide includes, but is not limited to:

*Zip code where your car is parked (typically, the first question asked).

*Name (and any other names that will be listed on the policy)

*Date of birth (and any other DOB’s of others who will be listed on the policy – used for rating purposes)

*Email address (needs to be a current and valid e-mail address – used to e-mail your rate quote information)

*Driving violations or tickets in the past three to five years? (if you or any other driver who is included on your policy has had a ticket or a driving violation in the last several years, you’ll need to list the details – used for calculating risk)

As far as, information you will need to provide about your vehicle (or any other vehicles listed on the policy) on a fast, rate quote includes: <This information can typically, be found on your vehicle registration — keep it handy for fast entry and even, faster car insurance quotes>

*The Vehicle Identification Numbers (VIN)

*The make, model and year of your vehicle

*Safety features on the vehicle for discount purposes

The Coverage Options – Choose the Best Option

After completing this simple questionnaire, most websites will guide you through the coverage options to determine, which options will work best for your insurance needs. The available coverage options include varying coverage levels for the driver, the passengers, the policyholder’s vehicle and other people’s vehicles.

The Comparison – Side-by-Side Quotes

When you have chosen the type of coverage you will need, you will be provided with the rates of insurance carriers (in your area) that are sorted by price. Typically, the cheapest option is at the very top, so it makes it easy to compare the rates of multiple companies, fast! Most comparison websites also, offer additional information and instructions for how to buy a car insurance policy online, as well.

Comparing auto insurance rates online makes the process of comparing rates, choosing a policy and purchasing car insurance — so much simpler, and a lot faster! Try comparing quotes online today and you could be buying a car insurance policy before you’ve even had time to finish your coffee!




Can I get Auto Insurance with a Felony Conviction?






Serious accidents and mistakes such as, DUI’s leading to a felony conviction, can happen. You’ve done your time and satisfied the court, you’ve even gotten your driver’s license back. Now, you’d like to get car insurance, but how does it work when you have a felony on your record?

Auto insurance can be expensive, especially for those with a criminal conviction on their driving record. Insurance statisticians or actuaries determine insurance premiums (based on many different factors including statistics, risks, dividends and annuity rates). Therefore, actuaries use statistical analysis to calculate how much to charge to cover dangerous or risky drivers such as, felony drivers.

If you have a felony conviction on your driving record (or even a misdemeanor related to driving), it never helps to hide the facts. Many felons may consider lying about their record in order to get cheaper insurance rates. However, public record searches on the internet are making everything that we may have once, thought was private and confidential — now, open to the public. Therefore, if you have a felony conviction — getting auto insurance coverage can be complicated.

For high-risk felons, honesty is always the best way to get an insurance policy. While there is, no need to provide info that isn’t requested, if you fail to provide information about accidents involving alcohol, chargeable accidents or other accidents, especially those involving injury or death — you could be in a lot of trouble. Whether you were caught driving recklessly, speeding, driving under the influence of alcohol or drugs or running red lights — if you are discovered to be lying to cover up information about yourself, your insurance policy could be cancelled OR your insurance may be determined invalid by your insurance company, in the event of an accident (which could leave you paying for any injuries) OR you could be charged with fraud. If your insurance policy is canceled, for this reason — often, other insurance providers may not even think about offering you coverage, except for outrageously high rates.

While it’s important to be honest with your insurance provider, there is nothing else that will prevent those with driving felonies from getting auto insurance. Auto insurance is mandatory and while, high-risk drivers may have to pay higher rates (for at least three to five years) than most other drivers do — they still have to get auto insurance coverage, too. Therefore, if you have been convicted of a felony (while behind the wheel), in order to find the cheapest car insurance you’ll want to compare rates for several different insurance companies before making your final choice.

Comparing car insurance rates is a great way for those with a felony conviction to get the cheapest, possible rates — for them. It’s super easy to compare rates; all you need is internet access, information about the vehicle you will be driving and some personal information, as well. Remember, to be honest about your situation and while you may be considered “high risk” until you’ve completed any necessary requirements — it’s always better to be covered rather than risk driving without insurance, which can lead to losing your license OR even worse, another criminal conviction.




Will a Speeding Ticket Increase my Car Insurance?






If you, your spouse, your teen or any other driver on your car insurance policy have recently received a speeding ticket, it could affect your premium. Learn how a speeding ticket can have an impact on your auto insurance.

First Offense

For teens or drivers with a good record who have just received their first speeding ticket, it may not affect the rates on your policy. However, different factors play a role on whether your insurance jumps after a speeding ticket including, the laws in the state where you live (example: some states have laws that govern when and why the insurance company can raise the rates — hence, they aren’t allowed to raise a policyholder’s premium after just one ticket). Another influential factor in whether your insurance rates increase after a speeding ticket is your insurance provider — some insurance companies will take the severity of the violation into consideration and raise the rates, according to each situation while others raise the rates a pre-determined amount per the type of violation. Another factor that can affect whether your insurance changes, as a result of a speeding ticket is if you have specific clauses on your policy or are receiving a discount for safe driving. Therefore, it is difficult to provide a comprehensive answer that covers every situation.

Here is an example:

In 2010, the average car insurance premium for drivers in the state of California was $1,308 (for comparison purposes, the national average was $1,578).

Most car insurance companies offer drivers with a clean record — a safe driving discount (typically, 25 percent savings). In this case, safe California drivers could save, on average, $327 per year. Therefore, the average cost for California drivers with a clean record is approximately $981 annually.

One speeding ticket could eliminate the discount, which would increase the base premium by about two percent. The increase totals to about $356 per year and about $1,068 over a three year span (insurance providers typically, charge a surcharge for three years).

Multiple Offenses/Excessive Speeding

While a minor, first offense may (or may not) affect your insurance rates – having multiple offenses or more serious charges such as, reckless driving may cause your insurance premium to skyrocket. In fact, multiple offenses or being caught driving at excessive speeds can result in a loss of coverage from your current insurance provider. In addition, being dropped by your existing insurance provider could place you in a high-risk insurance category making your insurance rates very expensive or making it difficult to find an insurance company that will extend coverage to you.

If your insurance rates do increase, either it will take effect at your next renewal or when you choose a new insurance provider.

Speeding can have serious consequences (as far as, your car insurance is concerned) ranging from having to pay for a ticket to experiencing a slight or major increase in your insurance premiums and from getting dropped by your current provider to having difficulty finding an insurance company to insure you, as well.




Large Sedan Auto Insurance






A large sedan is a perfect choice for families or teenage drivers, but what should you know about insuring these vehicles? Learn more about large sedan auto insurance.

A large sedan is typically, long and wide, featuring a powerful engine, a smooth ride and well-equipped interiors. These cars can easily seat five or even, six people and they’re the ideal choice for towing heavy loads. These cars can be comparatively cheaper to insure (with the exception of large luxury sedans), in the following post — we’ll explain why.

In terms of insurance, sedans are placed in the lower-priced category (along with minivans and SUVs). While factors such as, age, driving record, mileage, zip code, number of drivers in the household, their driving history and their ages, one of the most influential factors to the cost of insurance is the type of car you drive.

Therefore, because large sedans are considered “family cars”, most sedan drivers are older (meaning they are less likely to speed and practice safer driver) and these cars often, have multiple safety features — large sedans command cheaper insurance prices than most other cars. In addition, most sedans offer an array of safety features that insurance companies like. These safety features can include, ABS, front and side airbags, side curtain airbags and stability control. Some of the newest safety features for sedans include impressive options such as, parking sensors, knee airbags and rearview cameras.

Fun Facts about Sedans:

  • In 1922, sedans were given the first gas gauges.
  • The first stereo systems were installed into sedans in 1929.
  • The first electrically powered turn signals were installed in Buicks in 1938. Before that time, drivers had to signal their intended direction by holding their arm out the window!
  • Peanuts characters got their first major TV appearance on a Ford Fairlaine sedan commercial.

According to USA TODAY (author Jayne O’Donnell), large sedans are the best vehicles for teen safety. Making the list of the top safest sedans for teens include:

  • Buick LeSabre (1997 – 2011 with side airbags)
  • Chevrolet Impala (2000 – 2011)
  • Ford Crown Victoria (2004 – 2005)
  • Ford 500 (2005)
  • Infiniti I30 (1998 – 2001)
  • Lexus ES300 (1998 – 2003)
  • Lexus ES330 (2004 – 2011)
  • Lincoln LS V6 (2001 – 2011)
  • Mercury Grand Marquis (2003 – 2005)
  • Mercury Montego (2005)
  • Mitsubishi Galant with side airbags (1999 – 2005)
  • Pontiac Bonneville with side airbags (2001 – 2011)

 

The type of vehicle you drive can greatly influence the overall insurance rate. According to Edmunds.com and their innovative TCO system (True Cost to Own pricing system), the following large sedans are the ten cheapest sedans to insure.

  1. Pontiac G8 (2009)
  2. Ford Taurus (2010)
  3. Mazda 3 (2009)
  4. Subaru Legacy (2009)
  5. Chevrolet Malibu Hybrid (2009)
  6. Chevrolet Aveo (2009)
  7. Jaguar XF-Series (2010)
  8. Buick Lucerne (2009)
  9. Buick LaCrosse (2009)
  10. Subaru Impreza (2009)

Large sedans are typically, cheaper to insure than most other vehicles due to their size (bulk) and weight, which represents safety to the insurance company, in the event that the vehicle is involved in a collision.




Chrysler Sebring Car Insurance






If you are considering purchasing a Chrysler Sebring (or any vehicle, for that matter), it’s important to understand the true cost of ownership. The term, cost of ownership refers to various factors associated with owning a car including, car insurance rates, maintenance (oil changes, tires, etc.), fuel costs, repairs, financing and state property taxes.

In the following information, we will provide detailed information about one aspect of the cost of ownership: Chrysler Sebring car insurance. In addition, we will review the costs associated with insuring a Chrysler Sebring, as well.

Chrysler Sebring Insurance: Different Types

The Chrysler Sebring is available in standard and convertible options. However, just because the car carries the same name, doesn’t mean the insurance will be the same. Insuring a Chrysler Sebring convertible is more costly than insuring a standard model Sebring. The insurance is pricier for a convertible because these cars are considered less safe (according to safety ratings). Therefore, the insurance company feels better about insuring a safer vehicle, which means cheaper rates for standard Sebring owners. 

Insurance Costs

The insurance costs for all vehicles are based on many different factors.

One major factor in determining the rates for a Chrysler Sebring is the cost to replace the vehicle, if it is totaled or stolen. While the replacement value varies according to the company, the price is usually around the same price as the trade-in value of the car.

Another factor that insurance companies base insurance costs on is the safety of the vehicle. The 2009 Sebring Touring Convertible was given a four-star rating for driver’s side front impact and four-stars for passenger side frontal impact.

Other factors that influence the cost of insurance include personal attributes including, the driver’s location, age, and gender, length of time they have been driving, their driving history and credit report.

EXAMPLE:

The 2009 Chrysler Sebring Touring Convertible cost an average of $1,855 annually. However, the rates of an experienced driver with a spotless driving history may be lower, while a driver who has been involved in a DUI, in recent years will pay much higher rates.

The cost to insure a 2009-2010 (non-convertible) Chrysler Sebring is, on average, $1,300 per year in insurance premiums. While a 2011 Sebring could be at least a couple hundred dollars more, due to the cost of insuring a newer car.  However, the good news is that within the first year of ownership (Chrysler Sebring 2011), your insurance costs should decrease dramatically. The Sebring depreciates by at least $5,900 after the first year. Therefore, your insurance rates will get lower each year as the cost burden to the insurance decreases when your vehicle depreciates. In addition, the five-year depreciation rate for Chrysler’s Sebring is $13,000, which is approximately $2,200 more than the depreciation rate of other vehicles within the same class.

Overall, the Chrysler Sebring is a safe vehicle, with reasonably low insurance rates. Be sure to ask your insurance provider for any available discounts and take the time to compare the rates of multiple insurance companies before selecting an auto insurance provider for your Chrysler Sebring.




Who Has the Cheapest Automobile Insurance?






Is it Allstate, GEICO, Progressive, State Farm, Nationwide, Unitrin Direct, eSurance, Travelers or another company?

If you are shopping for an insurance provider, you may have wondered which company has the cheapest auto insurance. In the following post, we will address that question — keep reading.

The answer to that question depends on various factors including, a driver’s claim history, where they live, their driving record and credit score. Therefore, the cheapest auto insurance is dependent on the individual policyholder and their personal insurance needs.

No individual company can offer the best rates for everyone. While a company like, Progressive may be the cheapest option for some drivers, it could be the most expensive for others.

Therefore, in order to find the cheapest rates for your specific insurance needs — you need to shop around and compare rates.

It’s important to keep in mind when shopping for insurance: Price isn’t everything. In addition to shopping for the cheapest rates, insurance shoppers need to understand what your specific insurance needs are and rather than getting the cheapest price, it is more important to make sure you are properly covered.

While liability (the minimum coverage required by law, in most states) is the cheapest insurance policy one can buy — this type of policy may not meet your insurance coverage needs.

Ways to Lower Insurance Premiums

  • There are several tips for keeping your premiums, at the cheapest, possible price. Some of these tips include:
  • Asking for a higher deductible (increasing the deductible is a great way to reduce your monthly premiums — just keep the deductible at an amount you can afford)
  • Purchasing multiple policies from the same company (most insurance providers offer multi-policy discounts for those who have auto, home, life, health, etc. through their company)
  • Asking for discounts (including low-mileage discounts and more)
  • Checking to see if your state offers a Low Cost Automobile Insurance Program (states like, California do)
  • Pay your insurance bill on time (this prevents your insurance bill from increasing as a result of making late payments)
  • Practicing safer driving (also, don’t let friends borrow your vehicle or anyone who is not listed on your policy)
  • Taking a defensive driving course (a DD course will eliminate points on your license, improving your record and ultimately, providing you with cheaper insurance rates)
  • Reducing coverage on an older car to liability, only (especially if the car is more than ten years old)
  • Shopping around to find the cheapest rates for your insurance needs

Shopping around for the cheapest rates is probably the most essential part of finding the cheapest car insurance company — for you. Comparing rates is the only way to determine which auto insurance provider will offer you the lowest rates in the area.

Regardless of your driving record, credit history or other factors — you should be able to find the cheapest auto insurance for your coverage needs, simply by comparing rates.

Now, it’s your turn to ask yourself — “Who offers the cheapest automobile insurance for me?”




Geico Car Insurance – Why Should You Switch?






If you are considering making the switch from your current insurance provider to GEICO — read the following post.

GEICO insurance is rated the number one property casualty insurance provider. GEICO is also rated third in the United States for customer satisfaction and ranks number one on the list of the most respected insurers. Consumers also gave this company a superior rating in 2007.  However, the benefits of switching to GEICO don’t stop there.

GEICO keeps you Organized in 2011

GEICO offers two convenient features: eBill and ePolicy. These paperless options allow customers to access their bills and policy information online — anywhere and anytime they need it.

How it works:

If your policy changes or a bill is ready, GEICO sends you an e-mail. Then, policyholders can log in to the Policyholder Service Center to review their bill and the latest changes to their policy, as well.

With the eBill feature, policyholders can get their bill faster and it’s much more convenient. In fact, eBill users can review their bills online for the last six months.

EBill and ePolicy through GEICO are a great way to simplify your record keeping because there’s no need to search for old insurance bills, past payment information or policy information — it’s all online!

GEICO offers Smart Phone Apps

GloveBox: The GloveBox app is available to GEICO policyholders with any of the following smart phones, iPhone 3GS, iPhone 4, Android, iPod Touch, Blackberry, Windows Phone 7 and the iPad. This app allows policyholders to access their current insurance ID cards, pay their bill, record accident information, contact a GEICO representative quickly, over the phone, locate a nearby rental or towing company and watch funny GEICO videos.

SnapQuote: The newest app from GEICO is available for iPhone 3GS and iPhone 4 users. This app makes it easy for consumers to get a GEICO rate quote. App users simply, need to take a picture of their driver’s license, provide a bit of information about them and GEICO sends a quote.

GEICO offers Mobile Website Access

GEICO’s mobile website, m.geico.com allows easy access to all mobile users. The newest features on GEICO mobile allows anyone to review their ID cards, pay their insurance bill, review claims that are active, update personal information and view the vehicle/driver information listed on the policy, as well.

GEICO offers Exceptional Discounts

In addition to the discounts, listed below, GEICO also offers discounts for vehicle safety features and many, more discounts to those who qualify.

GEICO Motorcycle Discounts

Policyholders who insure their motorcycle through GEICO will qualify for several discounts that can substantially decrease their insurance premiums.

GEICO Military Discounts

GEICO values our country’s service men and women and in turn, provide special discounts to those who are in the military.

GEICO Federal Employee Discounts

GEICO started out serving federal employees, which is why this company offers appreciative discounts to this country’s federal employees.

GEICO Student Discounts

This insurance provider understands that students aren’t made of money; therefore, GEICO offers multiple discounts to students.

GEICO Group Affiliation Discounts

GEICO has partnered with more than 275 groups and associations. Therefore, individuals who are members of any of these groups are eligible for substantial insurance discounts.

GEICO 50+ Discounts

Drivers over 50 can qualify for sizeable discounts through GEICO.

GEICO’s Privileges Program

This program through GEICO enables members to save money through popular retailers throughout the United States.

There are multiple reasons to switch to GEICO; these are just a few of the reasons why GEICO is one of the top insurance companies in the nation.




Ford Ranger Insurance






The Ford Ranger is one of America’s most popular, hard-working pick-up trucks that money can buy. According to CarReview.com, the sturdy, American-made Ford Ranger has been the best selling compact pick-up truck for 18 years in a row. If you have just purchased a Ford Ranger or would like to know how to get cheaper insurance for your Ranger, keep reading.

Uses & Features

The Ford Ranger is built to accommodate virtually, any purpose. This durable pick-up can be used for personal or commercial use. The Ranger features a well-built V6 engine with the option for XL or XLT. This truck has mileage capabilities of up to 22 mpg/city and 27 mpg/highway. Drivers can choose between an automatic or five-speed manual transmission. The Ranger offers an impressive list of standard features, as well, including side airbags, anti-lock brakes, stability control, seven Pioneer speakers and leather seats and leather steering wheel cover.

The 2011 Ford Ranger was promoted at the International Motor Show in Sydney, Australia with a list of remarkable features. Some of the safety features include trailer sway control, wider tires and a rearview camera. Other features include a spacious interior, the option to convert between a 4×2 and 4×4 while driving and a 6-speed automatic transmission.

Cost to Insure

The Ford Ranger is inexpensive to buy, typically this mid-sized pick-up can be found under $25,000 and more good news: it’s also inexpensive to insure, as well. In fact, in 2010, both the Ford Ranger Sport and the Ford Ranger XL made the top ten lists for the least expensive trucks to insure. The average premium for the Ranger is approximately $1,198 annually. However, consumers can get even cheaper rates by comparing insurance quotes for several different companies to find the cheapest option for them. In addition, Ranger owners may also be eligible for multiple discounts, as well.

Discounts

There are varieties of discounts that Ford Ranger drivers can qualify for, but they need to know what to ask their insurer. The safety features and durability of the Ranger, alone, may ensure drivers of this Ford pick-up are eligible for various discounts. Most insurance companies offer considerable discounts for safety features such as, ABS, airbags and stability control — all of which, the Ford Ranger has. Therefore, if you are not receiving these discounts, ask your insurance provider about how you can take part in the savings. Paying your insurance premiums in advance can help Ranger drivers qualify for special discounts. In addition, if Ford Ranger drivers have a club membership with AARP or AAA, they may be eligible for a discount rate.

Compare Rates

In order to find the cheapest rates, Ford Ranger owners will want to compare the rates of various companies. Even drivers who have owned a Ford Ranger for years will want to compare multiple quotes — just because your insurance provider offered the cheapest rate, five years ago doesn’t mean that they still do. Therefore, Ranger owners should get online, choose a rate quote comparison site, enter their personal/vehicle information and get multiple quotes in less than ten minutes. In fact, online quote comparison allows consumers to compare up to ten companies from one website, which makes the process of finding the cheapest rate quote for your Ford Ranger, much easier.