Low-Priced AARP Car Insurance Rates

Backed by the Hartford Group, AARP provides affordable auto insurance for senior citizens. A solid insurance company with substantial savings opportunities, here is what you can expect from AARP insurance.

First-Accident Forgiveness
Anyone can make a mistake now and again. If your policy is free of accidents or violations for five years or more, we won’t raise your rates should you be in an accident.

Lifetime Renewability
Insurance companies will drop customers for a range of reasons. With AARP, you are guaranteed that your insurance will continue, provided you meet a few easy requirements. This program is available for drivers aged 50 and older who have had the insurance for a minimum of 60 days. Your policy is guaranteed provided payments are made when due, all drivers maintain their valid driver’s licenses and you continue to be physically and mentally able to drive. Receiving any conviction for driving while intoxicated can result in the policy being cancelled.

New Car Replacement
If your car is less than 15 months old and has less than 15,000 miles on it, you can be eligible to get a brand new car should yours be declared a total loss. There will not be any depreciation taken on the car and you will be provided with enough funds to purchase a brand new car of the same make and model.

Disappearing Deductible
AARP and Hartford believe in providing plenty of rewards to good divers. Keep a clean driving record and they will lower your collision deductible by $150. For every year you avoid accidents or tickets, your deductible will drop by another $50 until it is at zero.

This unique feature helps take care of you after an accident leaves you unable to care for yourself. It will cover the cost of home services including cooking, shopping, cleaning, yard work and transportation to take you where you need to go. The availability of this program will vary by state, but it is a unique offering of AARP. This simple piece of coverage can make the difference between being able to stay in your own home after and accident and being forced into an institution while you heal.

Rate Protection for a Year
Most insurance policies are based on bi-annual renewals. This means that your rates could theoretically rise twice a year. AARP offers annual renewals with rate protection. Your rates are guaranteed to stay the same for an entire year so you will have one less thing to worry about.

24/7 Claims Service
The claims process center is available 24 hours a day, 7 days a week for your convenience. The Hartford Group offers a checklist to help guide you through the steps you should take after an accident.

Other Services
AARP and the Hartford also offer other valuable services such as an extensive auto repair network to help you get moving again after an accident. Auto glass repair will help you keep your safe to drive and rental services are available if you should need a rental after an accident.

AARP wants to help its members save money, so they offer substantial discounts. If you have an anti-theft device on your car or multiple airbags, you can qualify for discounts. Owners of multiple cars can also enjoy discounts for insuring all their autos with AARP. You can also save money by having multiple policies with the company. Members who are willing to take a defensive driving course can also get a discount for doing so. If you have young drivers in the household, they can also enjoy discounts. Training courses for drivers under 21 can help take the pain out of teenage driver rates and getting good grades will also result in a discount for them.

Getting older does have its perks, and one of them is the ability to join AARP. In addition to having a full network in your corner and taking advantage of a wide range of discounts, you can also enjoy affordable auto insurance. With the backing of a solid company like Hartford, you can drive with confidence knowing that you are covered.

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