Chevrolet Cruze Car Insurance

The 2011 Chevrolet Cruze is Chevy’s compact version of the company’s Cobalt. While European and Asian markets have already seen the release of the Cruze, this compact option is scheduled to be released in the US in early 2011. This front-runner is expected to be a major competitor with other top-selling compacts such as, the Toyota Corolla, Honda Civic and Ford Focus, but those interested in buying the Chevrolet Cruze are wondering about the cost of car insurance.

Car insurance premiums are based on a number of different factors including information about the driver, as well as, information about the vehicle. Specific information about the vehicle that is factored into the cost of insurance can include the year, make and model of the vehicle (which can indicate the probability of the vehicle being stolen), as well as, added safety features (which can predict the possibility of the car being involved in an accident, causing serious injuries or being broken into). Insurance companies want to be reassured that not only will policyholders be safe drivers, but also that their vehicles are at a low risk of needing a claim. Therefore, cars with multiple safety features meet the low-risk criteria required by most insurance companies.

The Cruze offers many attractive safety features, which keep insurance premiums low because insurance companies offer discounts for most safety features. Below is a list of safety features that are available, even on standard versions of the Cruze these features listed below contribute to the low cost of insuring these compact vehicles. 

2011 Chevrolet Cruze – Safety Features

  • ·Anti-Lock Brakes (four-disc drive)
  • ·Ten Standard Airbags (including five frontal airbags, front seat side-impact airbags, head-curtain airbags, rear-seat side impact airbags, second row side airbags and front knee airbags)
  • ·SmartSeatbelts (designed to detect when the car is rolling over)
  • ·Rollover Protection
  • ·Stabilitrak
  • ·Onstar

Most insurance companies offer substantial discounts for vehicles that come standard with safety features and/or vehicles that have certain safety options installed. Owners of this compact car may be eligible for incredible savings on their car insurance premiums, for each of the safety features that come standard on the Chevrolet Cruze. Cruze owners can benefit by asking their insurance provider if there are any safety discounts that they may qualify for, in order to take advantage of every savings opportunity.

In Europe, the compact Cruze received high safety ratings and the International Institute for Highway Safety (IIHS) ranked the Cruze high for safety, as well. While the National Highway Traffic Safety Administration (NHTSA) has yet to release their safety ratings for the Cruze automakers and speculators are confident and optimistic. The US safety ratings are expected to be high by following suit with European and international ratings.

The safe and stylish Chevy Cruze was designed for smart consumers. In addition to the 40 mpg, highway fuel efficiency, the Cruze also features a starting price at $16,995 for an attractive retail price and affordable insurance rates, as well.

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