Cheapest Geico Insurance – What Do I Ask For?

If you are currently insured through GEICO or at least, interested in getting insurance through this well-established auto insurance company — you’ll want to make sure you are getting the cheapest price. However, finding the cheapest price for insurance is not always easy, unless you have the time and energy to do the footwork. Therefore, we have compiled a guide of GEICO discounts to help you understand what you need to ask for to get the cheapest deals for you.

Over 50 Discounts

If you and/or your partner are both over the age of 50, you are automatically eligible for GEICO’s Prime Time contract. This Prime Time contract will be automatically added to your insurance policy whenever you buy a policy or whenever it is due for renewal. Therefore, if you already have an existing policy with GEICO and you are over the age of 50 — you may want to contact GEICO customer support to ensure that you are eligible and to make sure you (and your spouse) have been enrolled in the discount program.

Note: the Over 50 Discount from GEICO is not available in the following states: Connecticut, Hawaii, Kansas, Maine, Massachusetts, Michigan, Montana, Nevada, New Hampshire, New Jersey New York, Oklahoma, Pennsylvania, Rhode Island, South Dakota, Texas, Vermont and Wyoming.

Group Affiliation Program Discount

More than 275 groups and organizations are affiliated with GEICO and therefore, receive special discounts. Members of these associations that are partnered with GEICO will receive discounts on GEICO products, 24-hour service and multi-company coverage. Members of these groups are eligible for savings — up to 8 percent, in most states. If you are part of an organization that is not affiliated with GEICO, but you and your group is interested in receiving special savings and other benefits — you might want to contact a GEICO customer service representative to determine if an affiliation with GEICO is right for you and your organization.

General Discounts through GEICO

*Good Student Discount – students with a “B” average or higher

*Safety Discount – vehicles that have air bags, anti-lock brakes, daytime running lights and other safety features installed

*Good Driver Discount – no accident in the last five years

Federal Employee/Military Discount

Active and retired members of the federal workforce or the military are eligible to receive discounts from GEICO. In fact, federal employees are eligible for up to an 8 percent discount and military personnel may be eligible for up to a 15 percent discount. 

GEICO Privileges

GEICO Privileges is an easy (and free) way to save money and get valuable tips, tools and advice for everyday life. This program is offered to any existing GEICO policyholder. In order to take advantage of discounts and deals from top retailers, as well as, having access to advice and tools — GEICO policyholders can contact a GEICO representative over the phone or sign up online.

These discounts and more are available to GEICO customers — all you need to do to find out if you are eligible for these substantial savings is to contact a GEICO customer service representative to ask about possible discounts.

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