Car Insurance Rates After An Accident

Every time I drive by someone pulled over on the side of the road that recently got in an accident, my stomach starts to hurt. I instantly feel sorry for their situation, because I know what is coming. Regardless of who is at fault, there will be a lot of insurance issues to sort out in the future for those people. It will definitely be a hassle to say the least. However, the main worry for many lies with what will happen to your car insurance rates.

If you are not at fault, usually your car insurance rates are fine and they will stay the same. However, there are some companies that will raise your rates because they had to spend time and money dealing with your claim. If this is the case, you might consider switching companies.

Obviously, if you were at fault, you should expect your insurance rates to go up. Not only will your insurance company be obligated to pay a lot of money for the accident you caused, but also they will now consider you more of a risk to insure. And, if the accident was really bad, they might not even insure you. Although accidents do happen, it is important to drive cautiously and avoid them if possible. Of Course this depends on the State you live in, as well as which city. Someone living in Atlanta, Georgia is likely to pay much higher premiums than someone who is a resident of Woodstock, GA.

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