Auto Insurance Agents in Ohio – Where do you Start Looking?

 Each state has an average of about 120 different auto insurance providers that offer coverage within the state — Ohio has more than 130, some national companies and some local. Therefore, with so many options, it can be tough to find the right option for you and your insurance needs.

Whether you live in Cleveland, Dayton, Cincinnati, Columbus or Toledo — if you drive, you’ll need to have auto insurance, at least liability. Therefore, you’ll want to know how and where to start looking for an auto insurance agent in Ohio.

Making the Switch

If you need to switch companies, several auto rate quote comparison sites offer helpful information regarding products, services, discounts and more to help with the decision of which insurance provider to choose. These sites are simple to use and offer helpful tips and advice for getting the insurance you need in Ohio, as well as, the other 50 states.

  • · is a valuable site when searching for fast quotes and car insurance information for agents and providers in the state of Ohio.
  • · is another helpful site that offers free rate quote comparisons and valuable information to drivers in Ohio.
  • · is another online option that in addition to offering information about bank rates, also provides rate quote comparisons for providers in every state, as well.

Loyalty = Savings

Instead of switching companies, you may want to consider staying with an insurance company that you have an existing relationship with, which will help you to be able to take advantage of loyalty discounts and multi-policy discounts <if you currently have homeowners, life or health insurance through a particular company that provides auto insurance, as well>. Therefore, even if you move to another city in Ohio, it can benefit you to keep the same auto insurance company.

Special Insurance Needs?

If you live in Ohio and you have special insurance needs such as, insuring a classic car, getting insurance after a DUI (need to get an SR-22), adding a teen driver to your policy or other special needs — you may need some information to get you going in the right direction.

You may want to consider checking out, especially for cheap insurance quotes after a DUI or a reckless driving offense and other valuable information for Ohio drivers.

Ohio Car Insurance: The Basics

The Ohio state law mandates drivers to have a minimum amount of liability coverage, which protects the policyholder, financially, if they are found “at-fault” in an accident. Liability coverage in Ohio pays for anyone who is injured or sustains damage to his or her property, in the event of an accident that was determined to be the (liability) policyholder’s fault. In the state of Ohio, drivers are required to have a liability policy with a minimum of $12,500 coverage, per injured person and a maximum total of $25,000, per accident. In addition, Ohio drivers are required to have at least $7,500 in property damage liability, in order to be legally qualified to drive in the state of Ohio.

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