Car Insurance Companies
Facebook Fan Page
Twitter Account
Car Insurance Blog

Wyoming Car Insurance Quotes

Grand Tetons, Wyoming
Wyoming is one of the largest states in the nation, and it has the smallest population of any state. Located on the high plains, Wyoming is best known for its wide-ranging cattle ranches. Yellowstone National Park, home of Old Faithful, is probably the most famous landmark in the state.

If you're planning to move to Wyoming from out of state, you can research your car insurance needs before you ever step foot in the state. There is no reason to spend more than you need to on car insurance just because you are unfamiliar with the area. Looking at online car insurance quotes can give you a head start on finding the right policy in your new state.

Existing Wyoming residents can also benefit from comparing car insurance quotes. Hopefully you are pleased with the service you already receive from the car insurance company you use right now.

Even satisfied customers should make a point of looking up their insurance rates at least once a year to see if anything has changed. Something as simple as moving to a new neighborhood can make your rates change. Aging children, buying a new car, or getting married can also change your insurance rates.

Minimum Car Insurance Requirements in Wyoming

Required Minimum Bodily Injury Coverage

  • $25,000 per person injured in an accident
  • $50,000 for all persons injured in an accident

Required Minimum Property Damage Coverage

  • $20,000 for injury to or destruction of property of others in an accident

Optional Insurance Coverage

Uninsured Motorist (UIM) Coverage

  • UM coverage must equal or exceed the minimum requirements for bodily injury coverage. Uninsured motorist coverage is not covered under UM coverage.

To find out how much you could pay for car insurance in Wyoming, enter your zip code in the form on this page for more information.

Enter Your Zip Code To Compare Rates:

Zip Code:

How to Transfer your Vehicle Registration and Driver's License in Wyoming

New Wyoming residents must transfer their vehicle registrations and driver's licenses when they move into the state. The only drivers who are exempt from making these transfers are active military personnel and students who are attending college from out-of-state. You can make both transfers at a local driver exam station in your home county.

Necessary Documents for Registration Transfers

Those who want to transfer vehicle registrations must present proof that they are the legal owners of the vehicles in question. This proof needs to be in the form of a certified title or a dealer invoice if the car was recently purchased in your previous state. You also need to provide proof of legal residency in the United States through a photo ID, which can be a passport, driver's license, or other identification card that was issued by a third party. Wyoming residency can be proven by presenting a piece of mail that bears your current Wyoming address and your full name.

Proof of Insurance

All vehicles that are driven in the state of Wyoming must be covered by at least the minimum car insurance. Even if you are exempt from having your license or registration transferred, you still have to carry the proper amount of insurance to be considered legal in the state. Proof of insurance can be in the form of a card from your insurance company or a statement that shows that your policy has been paid. If necessary, your car insurance agent can fax or e-mail proof of insurance directly to the tag office. You should carry proof of insurance in your vehicle at all times.

Registration Fees

The vehicle taxes and registration fees in Wyoming are higher than many first-time residents expect. The registration cost is the same no matter what its value is or how old it is. The higher costs for vehicle registration are offset by the fact that Wyoming residents do not have to pay any state income tax. Since your previous state probably charged state taxes, you are likely to save money as a Wyoming resident regardless of the higher vehicle registration fees. Usually the state income taxes cost far more than the difference in registration fees.

Transferring Registrations on Leased Vehicles

If you are leasing your vehicle, you will need to bring additional information for the registration transfer. You will need to present a Wyoming sales tax statement or a copy of the lease agreement. The lease agreement should show the year and make of the vehicle, as well as the vehicle identification number. The sales tax license number is also necessary, as well as the percentage of sales tax being collected as part of the lease. Active military personnel who are driving leased cars from out-of-state will need to transfer their registrations to Wyoming while they are stationed in the state.

Grace Period for Driver's License Transfers

New Wyoming residents can wait up to one year before they transfer their driver's licenses from out-of-state. The only exceptions are people who move to Wyoming from Wisconsin, Tennessee, Massachusetts, or Michigan. All of the other states are participants in the national Driver's License Compact, which is honored in Wyoming. If you are from one of the states that do not participate in the Compact, you will need to transfer your driver's license as soon as you establish residency in Wyoming. You must apply for your new Wyoming driver's license in person at a local driver exam station.

Penalties from Previous States Apply

No one who has had a driver's license revoked or suspended in another state will be allowed to transfer his or her out-of-state license in Wyoming. You must serve out the remainder of your suspension or clear any other problems before you can apply for a Wyoming license. If you are not sure whether you are cleared to receive a new license, the driver exam station can run a background check through their system. You must provide a photo identification to the clerk before the exam station will be able to perform the computer check for you.

Acceptable Identification Documents

To receive a Wyoming driver's license, you must bring some documentation to the exam station. You need to present your out-of-state license, a certified copy of your birth certificate, social security number proof, and two forms of documentation that prove you are a Wyoming resident. If you were born outside the United States, you will need to provide the appropriate documentation to prove that you are in the country legally. To prove Wyoming residency, you can use a utility bill or other correspondence with your Wyoming address and your name on it, a Wyoming voter registration card, or a valid Wyoming vehicle registration.

Possible Testing

Everyone who applies for a Wyoming driver's license must pass a standard vision exam. If you suffer from any type of vision impairment, the clerk may request that you get a formal medical release statement from your doctor regarding your ability to see well enough to drive safely. The driver examiner has the right to ask anyone to complete a written driving test or a physical driving test, although usually the written and physical tests are only completed by those who are receiving their first driver's license. If you can present a valid license from another state, these tests will most likely be waived.

Driver's License Fees

Standard fees apply for any driver's license transfer. You can pay for the driver's license with cash, check, or money order throughout the state. Drivers in Cheyenne, Jackson, and Casper can use debit cards or credit cards to complete their fee payments. A non-commercial driver's license will cost $20. Commercial licenses cost $25. If you would like an identification card that is not a driver's license, you will be charged $10. Motorcycle licenses require a separate testing process, and cost $3. The motorcycle driving privilege will be added to the list of privileges marked on your regular driver's license.

Wyoming has a history of being a free-wheeling state with lax laws. Residents of Wyoming did not need to worry so much about the rules as the requirements for auto insurance were not that strict. But with a rising population, there are stronger rules in place and you had better have proof of insurance every time you venture out in your car.

There is the normal three-sector insurance necessary to keep the victims covered. $25,000 is allotted for physical injury to a single person, $50,000 for a major accident and $20,000 for destruction and damage of property. That may be the car or the shop post. Any expense below $500 is out of insurance purview.

Health or car, there is a booming market for supplemental insurance and it is very popular in Wyoming. You may get collision insurance just for car accidents when it is moving. You may opt for a comprehensive package which guarantees you peace even if the car is stolen, broken by vandals or burnt in a wildfire.

Proof of insurance is required to get your car registered. You should always opt for safe drivers insurance. Uninsured offences can cost you a lot of money in Wyoming. The first offence may cost you $250-750, second $500-1500, third and more will put you in dire financial difficulty. Your car will be impounded, license cancelled, and you will have to pay a hefty fine and spend considerable time in a courtroom or possibly jail. It is much better to rest easy and get auto insurance.

You can get insurance quotes on the net or published in business magazines and journals. You may check your benefits, payment suitability and other points before opting for your insurer.

Car Insurance in Wyoming

Cheyenne Car Insurance
Casper Car Insurance
Cody Car Insurance
Evanston Car Insurance
Green River Car Insurance
Laramie Car Insurance
Rock Springs Car Insurance
Riverton Car Insurance
Sheridan Car Insurance