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Oregon Car Insurance Quotes

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Popular culture knows Oregon best as the ending point for the Oregon Trail, which was the route that settlers followed during the mass migration to the western states in the late 1800s. The state is home to vast stretches of Pacific coastline, mountains, valleys, and forests. At one time, Oregon provided most of the lumber exported from the United States.

If you are planning to move to Oregon, you should look into your car insurance options before you relocate. With easy access to online car insurance quotes, being unfamiliar with the state is no reason to pay extra for your insurance. The more you understand about Oregon's car insurance laws and rates, the better your chances of making an informed decision when it comes to insurance.

Current Oregon residents can also benefit from an online quote comparison. Changes in your driving habits, your residence, or even your age can influence your insurance rates. It is a good idea to look into possible rate changes every six months or so in order to be fully aware of potential savings that could benefit you.

Car Insurance Requirements in Oregon

Required Minimum Bodily Injury Coverage

  • $25,000 per person injured in any one accident
  • $50,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

  • $10,000 for injury to or destruction of property of others in any one accident

Required Personal Injury Protection (PIP) Coverage

  • Up to $15,000 per person, without regard to fault

Optional Insurance Coverage

Uninsured (UM) and Underinsured Motorist (UIM) Coverage

  • UM coverage must be equal to the amount of bodily injury liability coverage purchased, unless you make a lower election in writing. UIM coverage that is equal to the amount of UM coverage must be purchased if the UM coverage purchased is more than the liability coverage purchased.

To compare Oregon car insurance quotes, start by filling in your zip code below:


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Oregon is a beautiful state with the Pacific Ocean in the west and the Cascade mountain range running right through the middle from the north to the south. If you live in the state, there are options for public transportation in Portland, but outside of that, most peole rely on a motor vehicle to get around. Automobiles are a precious possession and are prone to collision, burglary and a lot of other mishaps.

Thankfully, you can find deals on car insurances to insure you only pay a low premium, that fits well within your budget. Enter your zip code above and get free Oregon car insurance quotes immediately, it only takes a few minutes to start saving a ton on your insurance.

You can research car insurance rates quickly and easily online these days. Most sites offer free quotes (it can really reduce the premium) and also allow to enter a lot of specific details that will affect your overall coverage and rate. In general, the companies may offer $10,000 coverage for property damage and $25,000 USD to $50,000 USD upper ceiling for bodily injury liability. Personal injury protection is typically limited to $15,000 USD.

Oregon follows a Tort system. This means that only the offending party has the liability of paying off fines. Of course the party and the insurance agents are both put to task. It is important not to generalize the Tort System as it keeps varying from state to state.

Even the personal injury protection claimed via the online insurance quotes is quite worthy. It lets you receive logical medical expenses for yourself and co-passengers who are hurt in the accident. Oregon insurance quotes also cover claims made against an uninsured driver and this can go up to $50,000 USD.

You need to get your mathematics and reasoning right. Be informed. Indulge in Due Diligence and you will most likely come up with a super offer. It is being seen that doctors, engineers and teachers get the best offer. If you are not among them then a good track record sans DUI and other offences can help you get a super bargain.

It is important to pre-assess the kind of customer assistance team that an insuring company has. A good assistance team adds to your comfort.

Car Insurance in Oregon


Beaverton Car Insurance
Bend Car Insurance
Corvallis Car Insurance
Eugene Car Insurance
Gresham Car Insurance
Hillsboro Car Insurance
Medford Car Insurance
Portland Car Insurance
Salem Car Insurance
Springfield Car Insurance