Allied Auto Insurance Discount Programs

Drivers can receive several different kinds of discounts on their car insurance through Allied Auto Insurance. You can take advantage of special discounts for people with good driving records, students with good grades, or anyone who purchases more than one type of insurance through Allied.

Multiple Policy Discount

If you own a home, you can save money on your home and auto insurance when you choose to purchase them both through Allied. Combining your insurance needs can save the insurance company money on administrative processing and paperwork, which directly benefits you. It is also easier to keep track of all of your insurance information when it is kept in one central location. Allied home insurance and auto insurance together will provide you with the opportunity to negotiate your insurance needs through a single office rather than two separate companies.

New Vehicle Discount

Drivers who own a car that is 3 years old or less can qualify for a special discount through Allied. Brand new cars tend to have the latest safety features, such as air bags and anti-lock brakes. Increased safety reduces your risk of injury in an accident, which helps keep your insurance rates down. New cars are also less likely to break down on the road, so you reduce your chances of being stuck on the side of a highway. These additional safety elements make it easier for Allied Auto to offer a rate discount for drivers who own new cars.

Driver History Perks

A good driving record automatically qualifies you for better car insurance rates. Allied Auto goes a step further by giving you a specific discount for your exceptional driving record. Anyone who can maintain a driving record without any accidents or moving violations for three consecutive years is a low risk for having an accident while they are insured by Allied. In recognition of your road safety, you could enjoy lower premiums while you remain accident free. Your initial rate will be calculated based on the amount of time that you have gone without an accident.

Customer Loyalty

Allied rewards customer loyalty with a special auto insurance discount. Drivers who have been insured with Allied for an extended period of time are offered a loyalty discount that can make their insurance rates considerably lower. Added to the driver history discount, the loyalty discount can help make your Allied insurance policy the most affordable rates anywhere. Customers must remain insured through Allied without any breaks in service for a specific number of years before they will qualify for the customer loyalty discount. Talk to your Allied agent for more details regarding this discount.

California Farm Bureau Members

Drivers who live in California can take advantage of a discount if they are members of the Farm Bureau. These drivers can enjoy a discount on their personal vehicles, and receive a discount on their business vehicles as well. Since many farmers and ranchers use the same vehicle for work and personal driving, this discount will apply to cover all of the insurance that is necessary for a combined use vehicle. You can learn more about the benefits of becoming a member of the California Farm Bureau Federation at their website.

Academic Excellence

Students who are 25 years old or younger may be able to qualify for a discount when they maintain a good grade average. High school and college students enrolled in classes full time can qualify for this discount. Each student must maintain at least a B average throughout the semester. If your school uses a different grading format, you must prove that you have earned the equivalent of a B average. Being listed on the Dean's List or the Honor roll may be considered rather than grade point average when necessary. Students will lose this discount if their grades drop below the required level, but they can qualify once more if they bring their grades up during the following term.

Multiple Car Discount

If your household drives more than one car, you can qualify for a multiple car discount through Allied. Car owners who receive this discount must list the same address as their main place of residence. Owners must also be related by blood or through marriage to qualify. This discount is ideal for spouses who each drive their own car or parents and children who are of driving age. The benefit is enjoyed by each driver since both will receive the multiple car discount on his or her policy.