AIG Car Insurance Discount Programs
AIG offers special discounts for customers who meet certain criteria. The discounts are generally based on the increased safety of a driver or the vehicle being driven. Teenage Driver Discounts Buying auto insurance for teenagers can be an expensive undertaking. AIG has created a program that can help reduce the rates for teenage drivers who are covered by AIG policies. TEEN GPS is a mobile technology that helps parents keep track of where their teenagers are when they are away from home. The teenager's cell phone will transmit a signal that is delivered to the appropriate receiver through a GPS coordinate system. AIG is offering free TEEN GPS systems to all of their customers. TEEN GPS also transmits the speed of the car and other safety data that parents can track while a teenager is driving. When unsafe driving is reported through the GPS system, the parents can take steps to eliminate the unsafe behavior as soon as possible, which will reduce the probability of a teenager being involved in an accident. Discounts for Safe Drivers AIG rewards customers who have safe driving records by offering discounts on their auto insurance. Anyone who has been accident free and has avoided traffic citations can expect to pay less for their insurance through AIG. Safe driver discounts can be applied to your account after you have demonstrated a safe driving record for a specific amount of time, regardless of how long you have been an AIG customer. As soon as enough time has passed after an accident or traffic ticket, your AIG rates will be discounted. Vehicle Safety Discounts You can also save money on car insurance through AIG by equipping your car with safer technology. AIG offers discounts to drivers who have airbags installed for the driver and passenger seats in their cars. There is also a discount available to drivers who have cars that are equipped with anti-lock brakes. Since most modern cars are equipped with these safety mechanisms as part of their standard equipment, many drivers will qualify for these discounts without having to adjust their vehicles at all. Senior Discounts Seniors who purchase auto insurance through AIG can receive a discount if they participate in a senior driving course. These courses are offered in most communities as a way for seniors to brush up on their driving skills since most older adults have not taken driving courses in several years. The risk of being involved in an accident is greatly reduced when someone attends a safe driving course. Senior driving courses are a great way for older adults to remember some of the more complicated defensive driving methods and learn about new technology that can affect the driver of a newer car. Special Rates for Defensive Driving Graduates Anyone who takes a defensive driving course and graduates can receive a discount through AIG auto insurance. Defensive drivers are taught how to maneuver their vehicles in several different situations in order to avoid potential accidents. A person who is aware of defensive driving techniques will be able to anticipate problems and take action to get out of the way before there is a collision. AIG promotes safer drivers by offering discounts for customers who have passed a defensive driving course, no matter how old they are or how long they have been driving. Multiple Policy Discounts You can also receive a discount from AIG by purchasing more than one insurance policy at a time. Insuring multiple vehicles allows you to pay less for your overall insurance because AIG does not need to set up a separate policy for each vehicle that is covered. The savings in time and paperwork is passed on to the customers through a multiple car discount. Any car that is owned by someone who lives in your house can qualify for the multiple car discount, no matter the relation between you. Discounts for Homeowners People who own their homes qualify for another AIG car insurance discount. The stability of home ownership usually leads to safer driving habits. Homeowners can generally keep their vehicles stored in one or two car driveways, which reduced the danger of damages that can happen in an apartment complex parking lot. Homeowners are generally more responsible with large ticket items, like automobiles. Research shows that homeowners make fewer claims to their auto insurance companies. It does not matter how long you have owned your home. The AIG discount applies to anyone who is a homeowner.
