AARP Car Insurance Discount Programs
The AARP has protected the interests of seniors in the United States for decades. Membership in the AARP qualifies seniors for high quality auto insurance that offers several kinds of discounts for members who qualify. AARP Driver Safety Programs AARP offers a driver safety course that can be taken in a traditional classroom setting or through an online site. The course is an overview of safe driving habits that can reduce your chances of being involved in an auto accident. Fifteen states have declared it mandatory that auto insurance companies offer discounts to customers who have completed an AARP driver safety program. In states that do not have mandatory rate decreases, AARP offers discounts through their company for safety program graduates. The AARP driver safety program is recognized nationwide as a way to help drivers be safer on the road. Multiple Car Policies You can receive discounts from AARP when you have more than one vehicle on the same AARP auto insurance policy. You can insure all of the private passenger vehicles that are owned by members of your household through AARP, which can lead to discounts on your regular premiums with the company. Having more than one car on a single policy cuts down on the amount of paperwork and time that AARP has to devote to your household, which makes it less expensive for them to do business with you. When you are less expensive to deal with, your rates will be less expensive. Defensive Driving Discounts AARP auto insurance recognizes the benefits of attending any defensive driving course, not just the AARP driver safety program. Vehicle owners who graduate from a standard defensive driving course can receive discounts on their auto insurance premiums when they present the proof of graduation to their AARP auto insurance representative. AARP auto insurance is proud to promote safe driving habits through offering lower rates to drivers who are willing to put in extra time to learn how to drive more safely. You benefit from the reduced probability of being involved in an auto accident as well as the reduced insurance rates. Auto Safety Discounts Safe vehicles are as important as safe drivers are. AARP offers discounts for drivers who operate automobiles that have improved safety features. Anti-lock brakes and airbags can help lower your car insurance rates a great deal. Any type of auto improvement that enhances the safety of your car will help keep your insurance rates lower. Even if the safety features will not keep you from being involved in some accidents, they will protect you from serious injury and keep you from having to file claims for expensive medical treatment. Roadside Assistance Benefits AARP offers roadside assistance for its customers at a reduced rate. This assistance includes 24-hour service in any location. Drivers and passengers are covered by this policy. Having roadside assistance protects you from the dangers of stepping out of your vehicle if you experience a flat tire or other mechanical problem while you are driving. The assistance also provides battery service, so you will not be left stranded in a parking lot if your battery ever goes out. Roadside assistance will even deliver gasoline to you if you should run out while you are on the road. You can have your car towed to a trusted mechanic if the roadside assistance technician cannot fix the problem. Collision Free Rate Reductions AARP customers who have been with the company for at least three years can qualify for a rate reduction if they have been accident free for five years. Every year that a driver does not have any traffic citations or automobile accidents, AARP will reduce their rates by $50. It is possible to reduce your rates entirely to $0 if you can avoid accidents and traffic tickets long enough. The rate reductions will only apply if you have been an AARP auto insurance customer for three years straight. Deductible Waivers There are some cases in which AARP will entirely waive your deductible for a claim. If your accident or injury is ruled to be the fault of someone else, AARP will not make you pay your deductible before paying for your auto repair or medical treatment. The insurance company will pay for all of the costs related to any accident that you are involved in which is not your fault. You only have to pay your deductible if the damage is ruled to be your fault by the insurance company.
